Senior Living
Living the Green Mountain Dream: Retiring in Vermont

Living the Green Mountain Dream: Retiring in Vermont

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retiring in Vermont

Vermont, where nature’s beauty meets a peaceful lifestyle. In this article, we’ll delve into the pros and cons of retiring in Vermont, explore the best places to live for retirees, and unveil the top retirement communities in the state.  

Join us as we uncover the charms of retiring in the picturesque Green Mountain State. 

Retiring in Vermont pros and cons

Like every other state, Vermont has its advantages and disadvantages. Here are some of the major pros and cons of retiring in Vermont: 

Pros of Retiring in Vermont 

Cons of Retiring in Vermont 

1. Natural Beauty: Vermont’s stunning landscapes, including rolling hills, mountains, and picturesque valleys, offer a serene and scenic environment for retirees. 

1. Harsh Winters: Vermont experiences cold and snowy winters, which may be challenging for some retirees, requiring proper preparation and winter maintenance. 

2. Outdoor Recreation: The state offers a wide range of outdoor activities, such as hiking, skiing, fishing, and boating, providing plenty of opportunities for retirees to stay active and enjoy nature. 

2. Cost of Living: Certain areas of Vermont, particularly popular tourist destinations, can have a higher living cost than other parts of the state. 

3. Strong Sense of Community: Vermont’s small towns and close-knit communities promote a sense of belonging and support, creating a welcoming environment for retirees. 

3. Lack of Job Opportunities: Vermont’s job market can be competitive, especially in certain industries, which may pose challenges for retirees seeking part-time work or volunteer opportunities. 

4. Environmental Sustainability: Vermont is known for its commitment to organic farming, locally sourced produce, and environmental conservation, providing retirees access to fresh and healthy food options. 

4. Limited Cultural Diversity: Vermont has a predominantly white population may result in limited cultural diversity and experiences for some retirees. 

5. Cultural and Artistic Scene: The state offers a lively arts and cultural landscape, with numerous festivals, galleries, and music events throughout the year, providing retirees with opportunities for enrichment and entertainment. 

5. Isolation in Rural Areas: While the rural charm of Vermont can be appealing to some, retirees living in remote or rural areas may experience a sense of isolation and limited social opportunities. 

6. Accessible Healthcare: Vermont is known for its high-quality healthcare system and has several reputable hospitals and medical facilities, ensuring retirees have access to quality healthcare services. 

6. Limited Transportation Options: Public transportation infrastructure in Vermont is not as extensive as in more urbanized areas, which can be a limitation for retirees who avoid driving or rely on public transit. 

7. Low Crime Rates: Vermont consistently ranks among the safest states in the U.S., offering retirees a sense of security and peace of mind. 

7. Limited Retail and Entertainment Options: Vermont’s small-town atmosphere may result in fewer shopping, dining, and entertainment options than more urbanized areas. 

What are the best places to live in Vermont for retirees? 

Vermont offers a variety of attractive locations for retirees, each with its unique charm. Here are some of the best places to live in Vermont for retirees: 

1. Burlington 

Vermont’s largest city and cultural hub, Burlington offers a vibrant downtown area with heaps of restaurants, shops, and cultural events. It’s situated on the shores of Lake Champlain, providing beautiful views and recreational opportunities. 

2. Montpelier 

As the capital of Vermont, Montpelier boasts a small-town atmosphere and a strong sense of community. It also has a charming downtown area with historic buildings and is surrounded by picturesque countryside. 

3. Woodstock 

This quaint village is renowned for its picturesque beauty and historical charm. Woodstock offers a peaceful and idyllic setting, with a vibrant arts scene, excellent dining options, and outdoor recreational activities. 

4. Stowe 

Snuggled in the Green Mountains, Stowe is one of the best places to retire in Vermont. It is a popular destination for outdoor enthusiasts. It offers world-class skiing and snowboarding in the winter and ample opportunities for hiking, biking, and other outdoor activities during the rest of the year. 

5. Manchester 

Located in southern Vermont, Manchester is known for its scenic beauty and upscale amenities. It features a charming downtown area with boutique shops, art galleries, and gourmet restaurants. The area also offers easy access to outdoor activities, including hiking and fly fishing. 

6. Middlebury 

Home to Middlebury College, this college town offers a lively cultural scene and a strong sense of community. Its downtown area has many historic buildings, art galleries, and diverse dining options. So, if you want to retire in Vermont, Middlebury could be an excellent option! 

Top retirement communities in Vermont 

Retirement communities in Vermont offer a range of services and amenities to cater to the varied needs and preferences of seniors. Here are our top picks:   

1. The Village At White River Junction Assisted Living 

The Village at White River Junction is one of the best retirement communities in Vermont, offering a warm and inviting environment for older adults. It stands out as a village within a village, offering a range of amenities to cater to different lifestyles.  

The campus includes five floors with various dining options, beautifully landscaped gardens on multiple levels, a salon/spa, a fully equipped gym, a movie theater, a live performance venue, an art studio, a pub, a library, an art gallery, and even an off-leash dog park and pet salon. In the surrounding downtown area of White River Junction, residents can explore restaurants, shops, professional theater, and artists’ studios.  

Each assisted living apartment has a full bath (two baths in the two-bedroom units) and a kitchenette with a full-size refrigerator/freezer, microwave oven, sink, and ample counter space with high-quality cabinetry. Their memory care unit is on the secure second floor and offers 30 private studio apartments, dining rooms, activity spaces, and a secluded garden. This dedicated neighborhood is designed for residents with Alzheimer’s or other dementias. 

2. The Residence At Quarry Hill 

Located in South Burlington, this luxury retirement community offers a continuance of care that includes independent living, assisted living, and memory care services. Residents can enjoy spacious apartments equipped with modern amenities, surrounded by meticulously landscaped grounds. The community takes pride in providing personalized care plans, delectable gourmet meals, invigorating wellness programs, and a compassionate, on-site team dedicated to the well-being and comfort of residents.  

Quarry Hill cherishes the rich life experiences of its residents, offering an exclusive Engagement Program tailored to the unique individuals who call it home. Each day presents a wealth of opportunities for continuing education, cultural enrichment, physical wellness, and delightful moments of fun. 

3. The Arbors at Shelburne 

Situated across from the picturesque Lake Champlain, The Arbors at Shelburne stands out as the sole double licensed Residential Care Home and Nursing Facility in the region exclusively catering to individuals with memory loss and additional care requirements. Regardless of the level of care needed, every resident at The Arbors at Shelburne experiences the essence of a fulfilling life—convenient comforts, exceptional cuisine, and a vibrant social community brimming with engaging activities.  

With a trusted legacy spanning over 30 years, this community is renowned as one of Vermont’s most esteemed mind and memory care communities, offering dedicated on-premises clinical services to support individuals from mild cognitive impairment to late-stage dementia. 

4. The Residence at Shelburne Bay 

Nestled in a picturesque location with stunning views of Lake Champlain and the majestic Adirondack Mountains, The Residence at Shelburne Bay is a premier senior living community. Designed to accommodate a range of needs, they offer independent living, assisted living, and memory care services. The Residence at Shelburne Bay boasts well-appointed apartments where residents can enjoy comfortable and stylish living spaces. 

The community also offers a delightful culinary experience with restaurant-style dining, ensuring meals are both delicious and nourishing. A state-of-the-art fitness center is available on-site for those looking to maintain their physical well-being. Additionally, residents can indulge in pampering at the beauty salon. To foster a vibrant and socially engaging environment, The Residence at Shelburne Bay curates a dynamic social calendar, providing a plethora of enriching activities and events. 

5. Converse Home, Inc 

Converse Home, Inc in Burlington, Vermont, offers nursing care services, including assisting with activities of daily living, medication management, and specialized therapies. They aim to provide a supportive and nurturing environment for residents with a focus on their health and well-being. Converse Home also offers comfortable accommodations, delicious meals, and an array of recreational and social activities to promote a sense of belonging and well-being. 

6. Mansfield Place 

Located in Essex Junction, Mansfield Place is a continuing care retirement community (CCRC) that offers independent living, assisted living, and memory care options. The community features spacious apartments, elegant common areas, and beautiful outdoor spaces. Residents can enjoy restaurant-style dining, a variety of activities and events, and transportation services. The dedicated staff at Mansfield Place focuses on creating a protective environment where residents can thrive and enjoy an active lifestyle. 

7. Ethan Allen Residence  

Located in the charming city of Burlington, Ethan Allen Residence is an active and thriving retirement community that presents a range of housing options tailored to individual needs. These options include independent living, assisted living, and memory care, ensuring that residents receive the proper level of support and assistance.  

The community provides comfortable accommodations, restaurant-style dining, stimulating activities, and personalized care services. With a focus on fostering wellness and independence, Ethan Allen Residence strives to create a nurturing and enriching environment for its residents. 

Final thoughts  

In conclusion, retiring in Vermont offers a unique and fulfilling experience for individuals seeking a serene and vibrant retirement destination. The state’s natural beauty, small-town charm, and strong sense of community create an ideal environment for those seeking a slower pace of life and enjoy the great outdoors. 

Moreover, the state’s top retirement communities provide unparalleled amenities and services customized to meet the needs and desires of retirees. These communities are known for their commitment to fostering a strong sense of community with opportunities for lifelong learning and making meaningful connections.  

So, don’t hesitate to embark on this thrilling journey! The next chapter of your life awaits, and Vermont is ready to welcome you with open arms. 


  • How much money do you need to retire in Vermont? 

To retire comfortably in Vermont, it is estimated that residents can expect to spend an average of $1,308,556 over their retirement, starting at age 65. This figure represents the 17th-highest retirement expenditure among all states. However, it is essential to note that individual retirement needs can vary significantly based on lifestyle choices, desired retirement age, healthcare expenses, and personal preferences. 

  • What is the average retirement income in Vermont? 

The average retirement income in Vermont is approximately $24,870 per month, according to data from SmartAsset. This figure represents the average monthly income that retirees in Vermont receive.

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