Home care in Vermont

By BoomersHub EditorialReviewed by BoomersHub Senior Living AdvisorsUpdated

Compare communities across 23 cities and 1 counties. Vermont averages $661 per month for home care, and BoomersHub advisors help you shortlist, confirm pricing, and book tours for free.

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Vermont compares to the states around it

The average cost of home care in Vermont is $661 per month. Your actual rate depends on the city, apartment size, and level of care, which is what our advisors confirm for you before you tour.

Average monthly cost of home care

  • Vermont$661
  • Massachusetts$7,627
  • Maine$8,485
  • New Hampshire$7,627
  • New York$6,673

State averages. Individual community rates vary by city, floor plan, and care level.

How home care compares to other senior care

Average monthly cost in Vermont by care type. Tap any card to explore that care type across the state.

Vermont state averages. Bars are scaled to the highest cost shown.

How to pay for home care in Vermont

Most Vermont families combine two or three of these. An advisor walks through which apply to your situation.

  • Private pay

    Option 1

    Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.

  • Selling your home

    Option 2

    Selling a parent's home can help finance home care, especially once the home is no longer occupied. Proceeds often fund several years of care.

  • Reverse mortgage

    Option 3

    Homeowners aged 62+ can convert part of their home equity into cash while retaining ownership, with no loan payments due while living in the home. A spouse may remain in the home while proceeds help pay for a partner's care.

  • Long-term care insurance

    Option 4

    LTC policies typically begin paying out when the policyholder needs help with two or more activities of daily living, such as bathing, dressing, or eating. Check the policy's elimination period and daily benefit before counting on it.

  • Veteran's programs

    Option 5

    Veterans with at least 90 days of active duty (including one day during wartime) may qualify for VA benefits such as Aid & Attendance, which can add a monthly amount on top of a VA pension.

  • Choices for Care — Vermont Medicaid

    State program

    Vermont Medicaid covers care in participating communities through two routes: Choices for Care (its long-term-care program, whose Enhanced Residential Care option serves assisted living residences and Level III residential care homes) and Assistive Community Care Services for residents who need less than nursing-home-level care. Neither pays for room and board, so ask each Vermont community what benefits they accept before you tour.

    Choices for Care details

Home care regulations in Vermont

Every home care community in Vermont is licensed and inspected by Vermont DAIL Division of Licensing and Protection. Vermont licenses 2 settings — see the cards below for what each covers. Communities must meet standards for staffing, caregiver training, medication administration, and building safety, with managers and staff completing continuing in-service training each year.

Licensed by Vermont DAIL Division of Licensing and ProtectionWritten service plan for every resident2 license types
  • Assisted Living Residences (ALR)

    Apartment-style residences that combine housing, meals, personal care, and nursing overview for residents who need daily help but not nursing-home-level care.

  • Residential Care Homes (Level III / IV)

    Home-like settings licensed for personal care and, in Level III, some nursing overview. Several Burlington-area communities are RCHs, so ask which license a community holds when you tour.

Free home care resources in Vermont

What You Should Know about Vermont

Weather and Climate

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Culture, Language, Religion and Political Views
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A Vermont expert in your corner, at no cost

Searching Vermont alone is overwhelming. Our advisors know the home care communities, the real pricing, and the availability across Vermont, and they do the legwork for you.

  • A shortlist matched to your care needs, budget, and preferred Vermont cities
  • Confirmed pricing and availability before you ever tour
  • Tours scheduled and move-in arrangements handled with your family
(877) 409-0666
  • 24Vermont cities and counties covered on BoomersHub
  • 1,000+Families guided to the right community since 2019
  • $0Cost to you. Our service is completely free for families

Important resources about home care

Guides written for families starting the search, from first conversations to moving day.

Frequently Asked Questions

+What misconceptions exist about Live-In Caregivers?

It’s easy to misjudge a profession that you don’t know much about. This rings true when it comes to understanding the nuances of what it takes to be a live-in caregiver. We’ve listed a few misconceptions about live-in caregivers that you may want to be aware of below.

  • Caregivers are unskilled: It’s not unusual for caregivers to have professional skills besides having healthcare-related skills. Many chose to become caregivers later in life. They may have been engineers or even business owners. Younger caregivers may have a background in nursing, or they may have acquired adult social care qualifications.
  • Caregivers will manage everything: Carers aren’t meant to make decisions for the patient or the family. They are there to assist the patient and the family, complement and support the patient's overall health needs.
  • A stranger in your home will be uncomfortable: Getting to know your carer may take time, but you’ll soon realize how beneficial the relationship will be. Many carers have become a part of the family, and strong bonds are built between family members and the carer. It’s similar to having an au pair in your home. It’s a matter of getting accustomed to the change.
  • A live-in carer is expensive: The cost of a Live-in carer depends on the skills and duties you need. The cost varies from agency to agency and from one family's needs to another. It’s all circumstantial, and in some cases, the cost can be negotiated. You don't need to spend too much on the care. The golden rule is to research all possibilities thoroughly before settling.
  • You only need a carer if you’re ill or injured: Certain tasks may become more challenging to manage as you grow older. A live-in carer can support and help you do everyday tasks such as bathing, grooming, or buying your monthly groceries. You may even want a live-in carer for companionship.
  • You may be asking yourself: is Assisted Living affordable? It’s vital to weigh up all your alternatives before you settle on an option. So, research all your options thoroughly first. BoomersHub has done all the legwork for you, so you should be able to make your decision in no time!

Read more about Caregiver Misconceptions

+What's dementia Home Care?

Dementia Home Care refers to a patient receiving specialized care at his or her home. It’s an option for some patients but not all patients diagnosed with dementia would do well with this type of care. Instead, they may do better in a Nursing Home. For those who are able to receive care in their homes these are the skills and duties that a skilled carer will have to ensure you are well-supported:

  • You’ll have a companion: As much as your carer may administer your medication and takes care of your basic needs, your carer will also be your companion. You’ll have someone to talk to and someone to listen to you and take your needs into high regard.
  • Your health is the carer’s priority: Your medication, blood pressure, and all your basic health needs will be monitored by the specialized carer. As much as your health is your responsibility, your health becomes the carer’s main priority.
  • You’ll have someone to manage your household duties: The great thing about a carer is that you won’t have to juggle too many balls at once. Your groceries will be bought, and your appointments will be scheduled. The onus will not be on you to keep up with every aspect of your life because you’ll be adequately supported.

Read more about Dementia Home Care

+Which state has the highest annual cost of home care?

The most affordable home care can be found in Arkansas, costing $3,813 per month for a senior. On the other hand, North Dakota has the highest home care costs, with almost $4,000 per month.

+How can you be qualified to be a home health care patient?

You will need to be completely confined to home from your sickness to be eligible for home health care. The health caregiver must provide you with qualifying services too. And the care will have to be medical care

+Who can refer a senior to home health care?

The first person to refer to home health care is the patient's primary care doctor. Caregivers, social workers, and discharge planners usually work on this.

Find the right Vermont community, without the guesswork

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