Private pay
Option 1Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.
By BoomersHub EditorialReviewed by BoomersHub Senior Living AdvisorsUpdated
Compare communities across 23 cities and 1 counties. Vermont averages $661 per month for home care, and BoomersHub advisors help you shortlist, confirm pricing, and book tours for free.
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The average cost of home care in Vermont is $661 per month. Your actual rate depends on the city, apartment size, and level of care, which is what our advisors confirm for you before you tour.
State averages. Individual community rates vary by city, floor plan, and care level.
Average monthly cost in Vermont by care type. Tap any card to explore that care type across the state.
$8,597/mo
Housing, meals, and daily-living support
Explore in Vermont$6,878/mo
Community + amenities, no daily care
Explore in Vermont$10,746/mo
24/7 dementia-specialized care
Explore in Vermont$15,528/mo
Skilled nursing and rehabilitation
Explore in Vermont$661/mo
Caregivers in the senior’s own home
Vermont state averages. Bars are scaled to the highest cost shown.
Most Vermont families combine two or three of these. An advisor walks through which apply to your situation.
Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.
Selling a parent's home can help finance home care, especially once the home is no longer occupied. Proceeds often fund several years of care.
Homeowners aged 62+ can convert part of their home equity into cash while retaining ownership, with no loan payments due while living in the home. A spouse may remain in the home while proceeds help pay for a partner's care.
LTC policies typically begin paying out when the policyholder needs help with two or more activities of daily living, such as bathing, dressing, or eating. Check the policy's elimination period and daily benefit before counting on it.
Veterans with at least 90 days of active duty (including one day during wartime) may qualify for VA benefits such as Aid & Attendance, which can add a monthly amount on top of a VA pension.
Vermont Medicaid covers care in participating communities through two routes: Choices for Care (its long-term-care program, whose Enhanced Residential Care option serves assisted living residences and Level III residential care homes) and Assistive Community Care Services for residents who need less than nursing-home-level care. Neither pays for room and board, so ask each Vermont community what benefits they accept before you tour.
Choices for Care detailsEvery home care community in Vermont is licensed and inspected by Vermont DAIL Division of Licensing and Protection. Vermont licenses 2 settings — see the cards below for what each covers. Communities must meet standards for staffing, caregiver training, medication administration, and building safety, with managers and staff completing continuing in-service training each year.
Assisted Living Residences (ALR)
Apartment-style residences that combine housing, meals, personal care, and nursing overview for residents who need daily help but not nursing-home-level care.
Residential Care Homes (Level III / IV)
Home-like settings licensed for personal care and, in Level III, some nursing overview. Several Burlington-area communities are RCHs, so ask which license a community holds when you tour.
Verify any Vermont community
Vermont Association of Area Agencies on Aging
Age Well
Vermont Association of Area Agencies on Aging
Area Agency on Aging for Northeastern Vermont
Vermont Association of Area Agencies on Aging
Central Vermont Council on Aging
Vermont Association of Area Agencies on Aging
Southwestern Vermont Council on Aging
Vermont Association of Area Agencies on Aging
Vermont Department of Disabilities, Aging, and Independent Living
Weather and Climate
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Culture, Language, Religion and Political Views
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Searching Vermont alone is overwhelming. Our advisors know the home care communities, the real pricing, and the availability across Vermont, and they do the legwork for you.
Guides written for families starting the search, from first conversations to moving day.
It’s easy to misjudge a profession that you don’t know much about. This rings true when it comes to understanding the nuances of what it takes to be a live-in caregiver. We’ve listed a few misconceptions about live-in caregivers that you may want to be aware of below.
Dementia Home Care refers to a patient receiving specialized care at his or her home. It’s an option for some patients but not all patients diagnosed with dementia would do well with this type of care. Instead, they may do better in a Nursing Home. For those who are able to receive care in their homes these are the skills and duties that a skilled carer will have to ensure you are well-supported:
The most affordable home care can be found in Arkansas, costing $3,813 per month for a senior. On the other hand, North Dakota has the highest home care costs, with almost $4,000 per month.
You will need to be completely confined to home from your sickness to be eligible for home health care. The health caregiver must provide you with qualifying services too. And the care will have to be medical care
The first person to refer to home health care is the patient's primary care doctor. Caregivers, social workers, and discharge planners usually work on this.
Tell us what matters to your family. A local advisor sends a matched shortlist with confirmed pricing, free.