Assisted living in Vermont

By BoomersHub EditorialReviewed by BoomersHub Senior Living AdvisorsUpdated

Compare communities across 54 cities and 1 counties. Vermont averages $8,597 per month for assisted living, and BoomersHub advisors help you shortlist, confirm pricing, and book tours for free.

Why families choose Vermont

Vermont is an attractive place for senior living. The mix of climate, community, and healthcare infrastructure draws older adults from across the country — you'll find both dense urban options and plenty of quieter, small-town choices.

On average, residents in Vermont pay $8,597 per month for assisted living.

Vermont compares to the states around it

The average cost of assisted living in Vermont is $8,597 per month. Your actual rate depends on the city, apartment size, and level of care, which is what our advisors confirm for you before you tour.

Average monthly cost of assisted living

  • Vermont$8,597
  • New Hampshire$8,025
  • New York$7,110
  • Massachusetts$9,600
  • Maine$8,205

State averages. Individual community rates vary by city, floor plan, and care level.

How assisted living compares to other senior care

Average monthly cost in Vermont by care type. Tap any card to explore that care type across the state.

Vermont state averages. Bars are scaled to the highest cost shown.

How to pay for assisted living in Vermont

Most Vermont families combine two or three of these. An advisor walks through which apply to your situation.

  • Private pay

    Option 1

    Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.

  • Selling your home

    Option 2

    Selling a parent's home can help finance assisted living, especially once the home is no longer occupied. Proceeds often fund several years of care.

  • Reverse mortgage

    Option 3

    Homeowners aged 62+ can convert part of their home equity into cash while retaining ownership, with no loan payments due while living in the home. A spouse may remain in the home while proceeds help pay for a partner's care.

  • Long-term care insurance

    Option 4

    LTC policies typically begin paying out when the policyholder needs help with two or more activities of daily living, such as bathing, dressing, or eating. Check the policy's elimination period and daily benefit before counting on it.

  • Veteran's programs

    Option 5

    Veterans with at least 90 days of active duty (including one day during wartime) may qualify for VA benefits such as Aid & Attendance, which can add a monthly amount on top of a VA pension.

  • Choices for Care — Vermont Medicaid

    State program

    Vermont Medicaid covers care in participating communities through two routes: Choices for Care (its long-term-care program, whose Enhanced Residential Care option serves assisted living residences and Level III residential care homes) and Assistive Community Care Services for residents who need less than nursing-home-level care. Neither pays for room and board, so ask each Vermont community what benefits they accept before you tour.

    Choices for Care details

Assisted living regulations in Vermont

Every assisted living community in Vermont is licensed and inspected by Vermont DAIL Division of Licensing and Protection. Vermont licenses 2 settings — see the cards below for what each covers. Communities must meet standards for staffing, caregiver training, medication administration, and building safety, with managers and staff completing continuing in-service training each year.

Licensed by Vermont DAIL Division of Licensing and ProtectionWritten service plan for every resident2 license types
  • Assisted Living Residences (ALR)

    Apartment-style residences that combine housing, meals, personal care, and nursing overview for residents who need daily help but not nursing-home-level care.

  • Residential Care Homes (Level III / IV)

    Home-like settings licensed for personal care and, in Level III, some nursing overview. Several Burlington-area communities are RCHs, so ask which license a community holds when you tour.

Free assisted living resources in Vermont

What you should know about Vermont

Licensing and care standards

Vermont DAIL Division of Licensing and Protection regulates assisted living in Vermont, covering these service categories:

Enhanced residential care (ALR)Residential care level IIIResidential care level IV

Culture, language, and cost of living

English is spoken by 94.5% of Vermont residents. The total population is 647,464, growing at 0.03%. Cost of living sits above the US average; assisted living costs among the highest in the country.

  • 647,464Total population
  • 0.03%Population growth
  • 94.5%Speak English

Top hospitals in Vermont

Access to strong hospital systems matters when choosing where to age. These are among the state's leading medical centers.

  1. 1The University of Vermont Medical Center
  2. 2Rutland Regional Medical Center
  3. 3Central Vermont Medical Center
  4. 4Southwestern Vermont Medical Center
  5. 5Northwestern Medical Center
  6. 6Copley Hospital
  7. 7Porter Medical Center
  8. 8Springfield Hospital
  9. 9Northeastern Vermont Regional Hospital
  10. 10Gifford Medical Center

A Vermont expert in your corner, at no cost

Searching Vermont alone is overwhelming. Our advisors know the assisted living communities, the real pricing, and the availability across Vermont, and they do the legwork for you.

  • A shortlist matched to your care needs, budget, and preferred Vermont cities
  • Confirmed pricing and availability before you ever tour
  • Tours scheduled and move-in arrangements handled with your family
(877) 409-0666
  • 55Vermont cities and counties covered on BoomersHub
  • 1,000+Families guided to the right community since 2019
  • $0Cost to you. Our service is completely free for families

Frequently Asked Questions

+What are the criteria for assisted living?
assisted living fits seniors who need daily help with activities like bathing, dressing, medications, or meals, but who do not need round-the-clock skilled nursing. Communities complete a health and needs assessment before move-in to confirm they can provide the right level of care.
+Does Medicare pay for assisted living?
No. Medicare does not cover room, board, or help with daily activities in assisted living. Residents can still use Medicare benefits for approved medical care they receive while living in a community, such as doctor visits and eligible therapies.
+How much does assisted living cost per month in Vermont?
assisted living rates in Vermont vary by suite size, level of daily care, community type, and current move-in specials. A BoomersHub advisor can confirm current pricing for free.
+Does long-term care insurance cover assisted living?
Most long-term care policies pay toward assisted living once benefit triggers are met, typically needing help with two or more daily activities or having a cognitive impairment. Check your policy's elimination period, daily benefit amount, and lifetime maximum before comparing communities.
+Are assisted living expenses tax deductible?
The portion of assisted living fees attributable to medical care may qualify as an itemized medical expense when a licensed practitioner has certified the resident as chronically ill and care follows a written plan. Keep itemized statements and confirm your situation with a tax professional.
+Do you bring your own furniture to assisted living?
Usually, yes. Most assisted living communities encourage residents to furnish their suite with their own furniture, photos, and keepsakes so the new home feels familiar from day one. Ask each community what is included and what fits the floor plan.
+How do I move a parent with dementia to assisted living?
Start with their physician, then tour communities that offer memory care or dementia-capable staffing. Keep routines and familiar belongings, plan the move for their best time of day, and coordinate the first weeks closely with staff. A local advisor can shortlist secure, well-suited communities for free.
+How does assisted living work with Social Security?
Social Security income can be applied toward assisted living, but on its own it rarely covers the full monthly cost. Most families combine it with savings, long-term care insurance, VA benefits, or home equity to bridge the difference.
+How do I choose the right assisted living community in Vermont?
Tour at least three communities, check state inspection records, meet current residents and staff, and compare pricing on the same care level. A local advisor can shortlist matches based on your care needs and budget.
+Does Vermont Medicaid help pay for assisted living?
Partially. Vermont Medicaid covers care in participating communities through two routes: Choices for Care (its long-term-care program, whose Enhanced Residential Care option serves assisted living residences and Level III residential care homes) and Assistive Community Care Services for residents who need less than nursing-home-level care. Neither pays for room and board, so ask each community what benefits they accept before you tour.

Find the right Vermont community, without the guesswork

Tell us what matters to your family. A local advisor sends a matched shortlist with confirmed pricing, free.

(877) 409-0666