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Independent living in Vermont

By BoomersHub EditorialReviewed by BoomersHub Senior Living AdvisorsUpdated

Compare communities across 10 cities and 1 counties. Vermont averages $6,878 per month for independent living — $4,083 more than the national average, and BoomersHub advisors help you shortlist, confirm pricing, and book tours for free.

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Find the best independent living facilities in Vermont

Start with a major metro, or jump straight to your town in the A–Z directory. Every link opens that city's independent living options.

10 cities · 1 counties

Browse independent living by county

Vermont costs more than the states around it

The average cost of independent living in Vermont is $6,878 per month, above the national average of $2,795. Your actual rate depends on the city, apartment size, and level of care, which is what our advisors confirm for you before you tour.

Average monthly cost of independent living

  • National average$2,795
  • Vermont$6,878
  • New Hampshire$5,263
  • New York$4,071
  • Massachusetts$4,347
  • Maine$4,026

State averages. Individual community rates vary by city, floor plan, and care level.

How independent living compares to other senior care

Average monthly cost in Vermont by care type. Tap any card to explore that care type across the state.

Vermont state averages. Bars are scaled to the highest cost shown.

How to pay for independent living in Vermont

Most Vermont families combine two or three of these. An advisor walks through which apply to your situation.

  • Private pay

    Option 1

    Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.

  • Selling your home

    Option 2

    Selling a parent's home can help finance independent living, especially once the home is no longer occupied. Proceeds often fund several years of care.

  • Reverse mortgage

    Option 3

    Homeowners aged 62+ can convert part of their home equity into cash while retaining ownership, with no loan payments due while living in the home. A spouse may remain in the home while proceeds help pay for a partner's care.

  • Long-term care insurance

    Option 4

    LTC policies typically begin paying out when the policyholder needs help with two or more activities of daily living, such as bathing, dressing, or eating. Check the policy's elimination period and daily benefit before counting on it.

  • Veteran's programs

    Option 5

    Veterans with at least 90 days of active duty (including one day during wartime) may qualify for VA benefits such as Aid & Attendance, which can add a monthly amount on top of a VA pension.

  • Choices for Care — Vermont Medicaid

    State program

    Vermont Medicaid covers care in participating communities through two routes: Choices for Care (its long-term-care program, whose Enhanced Residential Care option serves assisted living residences and Level III residential care homes) and Assistive Community Care Services for residents who need less than nursing-home-level care. Neither pays for room and board, so ask each Vermont community what benefits they accept before you tour.

    Choices for Care details

Independent living regulations in Vermont

Every independent living community in Vermont is licensed and inspected by Vermont DAIL Division of Licensing and Protection. Vermont licenses 2 settings — see the cards below for what each covers. Communities must meet standards for staffing, caregiver training, medication administration, and building safety, with managers and staff completing continuing in-service training each year.

Licensed by Vermont DAIL Division of Licensing and ProtectionWritten service plan for every resident2 license types

  • Assisted Living Residences (ALR)

    Apartment-style residences that combine housing, meals, personal care, and nursing overview for residents who need daily help but not nursing-home-level care.

  • Residential Care Homes (Level III / IV)

    Home-like settings licensed for personal care and, in Level III, some nursing overview. Several Burlington-area communities are RCHs, so ask which license a community holds when you tour.

Verify any Vermont community

Free independent living resources in Vermont

What You Should Know about Vermont

Weather and Climate

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Culture, Language, Religion and Political Views
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A Vermont expert in your corner, at no cost

Searching Vermont alone is overwhelming. Our advisors know the independent living communities, the real pricing, and the availability across Vermont, and they do the legwork for you.

  • A shortlist matched to your care needs, budget, and preferred Vermont cities
  • Confirmed pricing and availability before you ever tour
  • Tours scheduled and move-in arrangements handled with your family
(877) 409-0666
  • 11Vermont cities and counties covered on BoomersHub
  • 1,000+Families guided to the right community since 2019
  • $0Cost to you. Our service is completely free for families

Important resources about independent living

Guides written for families starting the search, from first conversations to moving day.

Frequently Asked Questions

+How many independent living centers are there in the US?

Currently, there are more than 403 branches of independent living offices. You will find many independent living apartments, communities, and housing as well.

+How is independent living funded?

The Department for Work and Pensions funds independent living. The aim of the fund is to allow disable seniors to live in social exclusion.

+What is total number of assisted living facilities in the US?

Throughout US, you can find more than 28,000 assisted living facilities. According to the National Center for Assisted Living (NCAL), these assisted living communities are supporting over a million seniors.

+How do you know you are capable of independent living?

Independent living requires doing things on your own. This includes being responsible with certain things. They can be as follows:

  • Personal hygiene

  • Cooking, bathing, and cleaning

  • Managing home safety

  • Health care

  • Financial management

  • Personal awareness and growth

  • Problem solving skills

 

+What are the resources you need for independent living?

Living independently means that you take care of everything you need on your own. This also includes different resources for independent living. There can be many, so the best answer is to follow this blog post

+Does independent living include healthcare services?

Independent living does not directly include healthcare services. You might not get it with the initial cost of the community. But you can certainly pay accordingly to avail such a service.

Explore independent living in nearby states

Find the right Vermont community, without the guesswork

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