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Memory Care in Vermont

By BoomersHub EditorialReviewed by BoomersHub Senior Living AdvisorsUpdated

Compare communities across 18 cities and 1 counties. Vermont averages $10,746 per month for memory care — $5,682 more than the national average, and BoomersHub advisors help you shortlist, confirm pricing, and book tours for free.

Why families choose Vermont

Vermont is an excellent choice for senior living. A pleasant climate, rich history, and diverse culture make it an attractive retirement destination — plenty of open space, but with real cities and their medical hubs within reach. Memory Care care is available in and around every metro, from small residential care homes to full-campus communities. This guide walks through what Memory Care in Vermont costs, how families pay for it, the state's licensing rules, and how to shortlist communities without doing the legwork alone.

Find the best memory care facilities in Vermont

Start with a major metro, or jump straight to your town in the A–Z directory. Every link opens that city's memory care options.

18 cities · 1 counties

Browse memory care by county

Vermont costs more than the states around it

The average cost of memory care in Vermont is $10,746 per month, above the national average of $5,064. Your actual rate depends on the city, apartment size, and level of care, which is what our advisors confirm for you before you tour.

Average monthly cost of memory care

  • National average$5,064
  • Vermont$10,746
  • New Hampshire$8,771
  • New York$6,785
  • Massachusetts$7,244
  • Maine$6,711

State averages. Individual community rates vary by city, floor plan, and care level.

How memory care compares to other senior care

Average monthly cost in Vermont by care type. Tap any card to explore that care type across the state.

Vermont state averages. Bars are scaled to the highest cost shown.

How to pay for memory care in Vermont

Most Vermont families combine two or three of these. An advisor walks through which apply to your situation.

  • Option 1

    Private pay

    Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.

  • Option 2

    Selling your home

    Selling a parent's home can help finance memory care, especially once the home is no longer occupied. Proceeds often fund several years of care.

  • Option 3

    Reverse mortgage

    Homeowners aged 62+ can convert part of their home equity into cash while retaining ownership, with no loan payments due while living in the home. A spouse may remain in the home while proceeds help pay for a partner's care.

  • Option 4

    Long-term care insurance

    LTC policies typically begin paying out when the policyholder needs help with two or more activities of daily living, such as bathing, dressing, or eating. Check the policy's elimination period and daily benefit before counting on it.

  • Option 5

    Veteran's programs

    Veterans with at least 90 days of active duty (including one day during wartime) may qualify for VA benefits such as Aid & Attendance, which can add a monthly amount on top of a VA pension.

  • State program

    Choices for Care — Vermont Medicaid

    Vermont Medicaid covers care in participating communities through two routes: Choices for Care (its long-term-care program, whose Enhanced Residential Care option serves assisted living residences and Level III residential care homes) and Assistive Community Care Services for residents who need less than nursing-home-level care. Neither pays for room and board, so ask each Vermont community what benefits they accept before you tour.

    Choices for Care details

Memory care regulations in Vermont

Every memory care community in Vermont is licensed and inspected by Vermont DAIL Division of Licensing and Protection. Vermont licenses 2 settings — see the cards below for what each covers. Communities must meet standards for staffing, caregiver training, medication administration, and building safety, with managers and staff completing continuing in-service training each year.

Licensed by Vermont DAIL Division of Licensing and ProtectionWritten service plan for every resident2 license types

  • Assisted Living Residences (ALR)

    Apartment-style residences that combine housing, meals, personal care, and nursing overview for residents who need daily help but not nursing-home-level care.

  • Residential Care Homes (Level III / IV)

    Home-like settings licensed for personal care and, in Level III, some nursing overview. Several Burlington-area communities are RCHs, so ask which license a community holds when you tour.

Verify any Vermont community

Free memory care resources in Vermont

What you should know about Vermont

The Vermont median for Memory Care is set by the 2025 industry cost-of-care survey. Where a state lands depends on labour costs, cost of living, and the mix of urban vs rural communities. Your actual rate depends on the city, apartment size, and level of care — an advisor confirms current pricing for any community you're considering, free.

A Vermont expert in your corner, at no cost

Searching Vermont alone is overwhelming. Our advisors know the memory care communities, the real pricing, and the availability across Vermont, and they do the legwork for you.

  • A shortlist matched to your care needs, budget, and preferred Vermont cities
  • Confirmed pricing and availability before you ever tour
  • Tours scheduled and move-in arrangements handled with your family
(877) 409-0666
  • 19Vermont cities and counties covered on BoomersHub
  • 1,000+Families guided to the right community since 2019
  • $0Cost to you. Our service is completely free for families

Important resources about memory care

Guides written for families starting the search, from first conversations to moving day.

Frequently Asked Questions

+How can I get my parents into Memory Care in Vermont?

Start with an honest family conversation and a needs assessment from their physician. Tour two or three Vermont communities together, ask about care levels and pricing, then complete the community's health assessment and residency agreement. A BoomersHub advisor can shortlist communities, confirm pricing, and schedule tours for free.

+What is pet-friendly Memory Care?

Pet-friendly Memory Care communities welcome residents' cats, small dogs, or other companion animals, usually with size limits, a pet deposit, and the expectation that the resident or family can care for the pet. Ask each Vermont community for its written pet policy before move-in.

+What is the total number of Memory Care facilities in the US?

Over 30,000 licensed Memory Care communities across the United States, housing more than 800,000 residents (AHCA / NCAL industry data). Ranges from large resort-style campuses to small residential care homes.

+Which states have the highest number of Memory Care facilities?

Large states lead the count: California, Florida, and Texas consistently rank among the top states for the number of licensed Memory Care communities.

+What are the cheapest states to live in as a senior?

Southern and Midwestern states consistently rank among the most affordable for Memory Care — Mississippi, Alabama, Arkansas, North Dakota, and South Dakota all sit well below the national median. New England, the West Coast, and Alaska are the expensive end.

+What is the average age of a Memory Care resident?

The average Memory Care resident is in their mid-80s. A typical resident needs help with 2 or 3 daily activities — bathing, dressing, medication management. Many move in after living alone became difficult rather than after a single medical event.

+Can you keep pets in Memory Care facilities?

Many Vermont communities allow pets — most commonly cats and small dogs, subject to the community's pet policy. Expect size or breed limits, a pet deposit, and a check that the resident or family can handle daily pet care.

+Do the total costs of Memory Care include medical care?

Usually not. The base monthly rate typically covers housing, meals, housekeeping, activities, and help with daily activities. Medical services (doctor visits, therapy, medications) are billed separately, often through Medicare or private insurance. Ask each community exactly where its rate ends and medical billing begins.

+Do Memory Care communities allow visitors?

Yes. Family and friends are welcome at Vermont Memory Care communities, subject to reasonable visiting hours and sign-in policies. Many communities also host family dinners, holiday events, and overnight guest options.

+Does Vermont Medicaid pay for Memory Care?

Partially. Vermont Medicaid programs (HCBS waivers) can cover personal-care services in participating Memory Care facilities for eligible lower-income seniors. Waivers do not pay for room and board, and not every community participates, so confirm before touring.

Explore memory care in nearby states

Find the right Vermont community, without the guesswork

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