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Is retirement merely a term to describe a life stage, or does it capture the essence of a profound journey of returning full circle?
We will one day find ourselves at a crossroads in time, reflecting on our lives and pondering where the roads are headed. The choices at that crossroad are often the critical moment in our lives that will shape the journey ahead!
So, if you are at a crossroads, waiting for the signs to show you the way, let us lead the way!
You deserve a happy retirement
A happy retirement is one that you make for yourself! If you search the internet or ask around, you will come across stories of people who have retired early, even before 60! Maybe they did not have to worry about finances or wanted to complete their journey with little means and abundant happiness.
In any case, however, you envision your golden years as the one that is right for you! And it all begins with a feeling!
How do you know when it’s time to retire mentally?
You know! If you have caught yourself asking, ‘How do you know when it’s time to retire?’ that means you are on the verge of diving deep down!
It might be time to retire when you start feeling consistently exhausted, stressed, or want something different out of life—no more feelings of burnout, frustration, just living in the fast lane.
This lack of enthusiasm or change in feelings are the signs you need to look out for!
Top 10 signs it is time to retire
The push we need is often communicated to us in silent messages we cannot see or hear. The door to a broader realm opens once we learn to feel these signs! Here are the 10 emotional signs to look out for!
1. Curiosity takes hold
You feel a tinge of jealousy or curiosity when you see fellow seniors out and about, talking about retiring in Florida or living out their lives in the Hamptons!
2. Lack of motivation
When you are at a point in life when getting out of bed every morning feels like a drag, where you cannot find the enthusiasm for your daily routine, especially in your mid-50s.
3. Stress cannot be managed
If your job is causing you lingering stress, and you can’t seem to find relief, it’s a red flag and a clear sign to move on! Sure, you can try another job or even a business, but at some point in life, you will feel like letting go of all the stress, which is a sign!
4. The desire to find yourself
The desire for more free time and less work-related responsibilities often signifies eagerness for a new life. This means exploring the dreams and wishes you always wanted but could not make time for.
5. The burnout phase
One of the top best signs it’s time to retire when you start feeling emotionally drained from work. Essentially, despite being physically able, you suffer an overall burnout.
6. Interest in new pursuits
If you have vital interests or passions outside of work, this urge to pursue them grows stronger every waking day! After years of neglect, when it all bubbles up (and out), it is an indicator to explore them.
7. Winds of change
This is a no-brainer. If you think about the circle of life, you know you can’t be working forever. Once this realization stamps in, your priorities shift, and you want to focus more on family, personal growth, or leisure.
8. Health concerns
It could be your job, where you live, or the limitations you live with. All of this is negatively impacting your health. You feel it, which is a sign that retirement might be a sensible choice.
9. Letting it all go
When you start picturing your life beyond your career and current state of being, it’s a sign that you are considering retirement.
10. Reflecting on achievements
If you are satisfied with how you lived and yearn for a balanced closure, that means you are ready to retire into the golden hours of life!
Ask yourself the following questions!
- Do you feel satisfied with your career? Are you ready for something new?
- What does retirement mean for you?
- Does the thought of retiring and starting a new life excite you?
- Do you prefer being in home care or a senior living community during retirement?
- Are you financially strong for retirement?
- Are all your finances and estate planning in order?
- Can you leave your home behind and move to another state?
We cannot write the answers for you. It is something to think and feel for yourself!
Here is to you new beginnings
What do you think? Are you on the edge of retiring? Now that you know the emotional indicators of your new beginnings, here is what to expect!
- Retirement communities come in all shapes and sizes! That means you can expect senior-friendly communities that reflect a homely atmosphere to a grand, luxurious environment!
- You don’t have to worry about anything in retirement! The best thing about senior living communities is that they have compassionate and trained caregivers to assist you with your daily activities!
- You don’t have to make meals in retirement! Most communities have in-house chefs or nutritionists.
- There are four main retirement living types: assisted living, independent living, memory care (for people with dementia and Alzheimer’s), and nursing homes!
- You can expect an active year-round calendar. This means fun, engaging activities in summer, spring, or fall!
- Retirement means you can actually go on vacations you have been planning your entire life!
- You have other options besides retirement communities as well. There are senior apartments available.
- The best thing about being a senior edging into retirement is the government facilities like finding housing on Social Security!
- There are many affordable states in the US for retirement. So, there is plenty to choose from if you are on a tight budget.
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Financial help topics to get you started
Being financially fit is vital for a long and healthy retirement. Irrespective of when one chooses to retire, without a robust financial nest egg or savings, it becomes really challenging to stretch the ‘golden years.’
Thus, to have a safe, healthy retirement backed by strong finances, knowing how to make wise decisions is essential. The articles below can give you a head start!
Final thoughts
To embark on the next story, you need to finish the one you are currently on!
Because at the end of the day, retirement is a journey for you alone or with your life partner! And when you are both on the same page, ready to move on to the next chapter, it marks the beginning of new and exciting adventure!
So, if you recognize any of the emotional signs from our list, you are ready to retire! But before you sign off on the next chapter, why not read the following articles for more assurance?
FAQs
How do you know emotionally when it is time to retire?
It is an unexplainable feeling at first. Emotionally, it begins with questions and ends with a decision. Often, feeling exhausted, stressed, or detached from work is a sign that you are ready to retire and start a new journey!
What is the emotional side of retiring?
Retiring can bring out a lot of mix of emotions. It is a transition that can be scary at first and often challenging but morphs into a liberating and exciting experience.
What is the happiest age to retire?
The ideal age should be around the mid-50s, depending on the financial situation. The happiest age to retire can vary from person to person and, most importantly, their status, but it is often reported to be around 60-65. At this stage, a person will likely achieve financial stability, maintain good health, and enjoy retirement with fewer worries.
Is retirement the best part of life?
Retirement can be a fulfilling and pleasing phase in someone’s life! It offers the opportunity to pursue and explore passions and try new things with partners, be it intimacy or something as simple as living a quiet life! Whether retirement is the best phase in someone’s life depends on their preferences and outlook!
