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From its famous bluebonnets to its mouthwatering barbecues and extensive history, Texas presents an array of culture and variety with ample outdoor activities and value-packed living.
The Lone Star State has more than 1,200 communities to suit every taste, whether you’re partial to small-town charm or urban vibrancy. Texas, the second-largest state in the U.S., offers an extensive range of retirement possibilities, so you’re sure to discover the perfect place to call home.
In Texas, affordability is a hallmark along with friendly communities. Let’s look into what retirement homes in Texas promise to offer in your golden years of retirement.
Retirement living in Texas: An overview
Texas makes a compelling retirement destination with a range of living alternatives- quiet villages and busy cities- and pleasant year-round weather. With the 13th-lowest taxes in the U.S., the Lone Star State provides retirees with a tax situation that is favorable to them.
Meaning it’s a tax haven: no state income, inheritance, or estate taxes, and retirees rejoice as Social Security, pensions, and retirement accounts like Social Security, IRAs, and 401(k)s remain untouched. And more cash means more fun—imagine indulging in hobbies, bonding with family, or immersing in community adventures!
So, if you want active retirement communities in North Texas or just Texas to be your dream retirement destinations, then there are things you need to consider while selecting one in the Loner State:
- Location of the community
- Community Amenities and
- Wellness Program
- Maintenance Services
- Medical Services
- Level of Assistance provided
- Social Space
- Reviews and recommendations
Cost estimations of Texas retirement communities:
*Please Note: All costs are calculated using Genworth’s Cost of Care Survey tool. Monthly costs are estimated only*
City | Population | |||||
Houston | 2,296,253 | $5,356 | $5,302 | $5,890 | $7,856 | $2,294 |
Beaumont | 109,198 | $5,380 | $4,517 | $5,748 | $4,703 | $2,120 |
San Antonio | 1,445,662 | $5,279 | $5,695 | $5,483 | $4,266 | $2,234 |
Brownsville | 186,999 | $4,058 | $3,143 | $6,328 | $5,108 | $2,975 |
Corpus Christi | 317,804 | $7,832 | $5,499 | $7,206 | $4,235 | $1,876 |
El Paso | 677,181 | $4,584 | $3,927 | $7,472 | $4,063 | $1,948 |
Austin | 958,202 | $6,216 | $7,462 | $6,626 | $8,211 | $3,292 |
Nursing home cost listed in this table is only for semi-private rooms.
So, if Texas is your desired destination, navigate where to retire within the state in this article: The 20 Best Places To Retire In Texas, USA.
Are there lakefront retirement communities in Texas?
Yes, there are!
For a serene retirement in the Lone Star State, explore Texas’s charming lakefront towns, spanning from the Piney Woods to the Hill Country. Each city boasts distinct allure, from luxurious gated enclaves to laid-back neighborhoods. Whether you crave outdoor adventures, water sports, or peaceful retreats, Texas lakes cater to diverse preferences.
When selecting a lake town for retirement, consider vital aspects like healthcare access, cultural offerings, living costs, and community amenities. Whether you seek an active lifestyle or a serene reprieve with an ideal blend of stunning vistas, leisurely living, and abundant activities, Texas lakefront homes present endless options.
With proximity to urban conveniences and a wide range of activities, retiring on a Texas lake promises a fulfilling blend of natural splendor and city comforts for your golden years.
15 affordable retirement communities in Texas
Moving into a senior living community becomes a proactive decision for optimal aging as the number of seniors increases. The U.S. Department of Health and Human Services projects that by 2050, there will be a significant rise in the number of elderly people looking for supportive environments.
With a cost of living index of 94.2/100, Texas is considered to be an affordable state. This means that expenses for housing, groceries, entertainment, and utilities are all lower than the U.S. national average.
But that’s not enough to retire or move to one place.
When thinking about senior life, things like needing assistance with daily activities, overcoming social isolation, losing someone, or having difficulties with memory should be carefully considered.
To accommodate this demographic group’s demands and interests, senior communities in Texas provide a wide range of amenities and/or services.
10 Best retirement communities in Texas
Considering senior living guarantees access to high-quality care and promotes a lively, pleasant lifestyle while you or your loved ones age like fine wine.
To help you find your next home, we’ve rounded up 10 of the best retirement communities for you to retire to in Texas.
Agape Care Home Assisted Living – Allen
Avendelle Lavendale Assisted Living – Dallas
Atria Westchase Assisted Living – Houston
The Lodge At Leon Springs Assisted Living – San Antonio
Royal Estates Of El Paso Assisted Living – El Paso
Pelican Bay Assisted Living – Beaumont
Plum Creek Place Assisted Living – Amarillo
Truewood by Merrill, Georgetown Assisted Living – Georgetown
The Pointe at Cedar Park Assisted Living – Cedar Park
A Touch Of Home Assisted Living – Round Rock
5 Best over 55 retirement communities in Austin, Texas
Retiring seniors are lured to Austin, the capital of Texas, by its energetic atmosphere, wide range of activities, and excellent standard of living. Austin, known for its thriving economy and diverse culture, has a lot to offer seniors moving nearby or across the country.
Furthermore, the city’s focus on well-being and health adds even more allure. Austin is a desirable retirement destination for seniors looking for an exciting and active lifestyle because of its vibrant appeal and dedication to healthy living.
These are the highly recommended senior living communities that are in Austin:
Parmer Woods At North Austin
Austin Senior Care
Renaissance Austin
Belmont Village West Lake Hills Tenant
Westminster Manor
You can always locate a top-notch healthcare system in Texas. Texas has many top-notch medical centers and hospitals, whether you require one for the management of chronic diseases, are searching for a specialist, or simply need a general care physician.
Here’s a list of some of the top hospitals in different cities that are proximate to retirement villages in Texas:
Name of Hospitals | City |
Medical City Dallas Hospital | Dallas |
Texas Medical Center | Houston |
Baylor Scott & White Medical Center | Frisco |
Cedar Park Regional Medical Center | Cedar Park |
Northwest Texas Healthcare System | Amarillo |
Houston Physicians’ Hospital | Webster |
St. David’s Georgetown Hospital | Georgetown |
Medical City Denton | Denton |
Final thoughts
As you start to strategize your retirement and financial plans, explore the merits of relocating. With a wide range of recreational opportunities, affordability, climate and attractions, it’s no wonder seniors are flocking to retire in Texas.
From the innovative spirit of Austin to the celestial allure of Houston and the industrious charm of Galveston, Texas offers a compelling case for your golden years’ sanctuary and choosing the perfect Texan city may prove to be your only dilemma.
In case you want to explore the states bordering Texas, here are some articles for you to have a look:
FAQs
What are the best places to retire in Texas?
Out of all the amazing places to retire in Texas, here are the top five places that are recommended for you:
- Houston
- San Antonio
- El Paso
- Dallas
- Austin
Which state is better for retirement living, Texas or California?
Whether retiring in Texas or California is better really depends on your personal preferences. But Texas can be your home if you are looking for a state that offers:
- Tax benefits
- More access to affordable housing
- A super low cost of living
- Warm weather
How much are retirement communities in Texas?
The average cost of retirement communities is around $3,143 to $3,988 per month in Texas. The cost depends on several factors like level of independence, level of care needed and medical services.
What is the average cost of senior housing in Texas?
Depending on the services necessary, senior housing in Texas runs from around $3500 to $10,000(+) per month. However, the costs highly depend on the location of the retirement communities.
