71 Independent Living Facilities in Delaware County, PA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 71 independent living communities in the Delaware County area. If you’re looking for right independent living in Delaware County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Delaware County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Delaware County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Delaware County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Cherry Hill, Glassboro, Voorhees, Sewell, Hellertown, Doylestown, Newtown, Warrington, Abington, Philadelphia, Hatboro, Havertown, Wyncote, Paoli, Downingtown, Glen Mills, Honey Brook, West Chester, Gwynedd.
See The Best Independent Living Facilities around Delaware County
Cost of Independent Living in Delaware County, PA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Delaware County is $3656 per month, which is 5% than the Pennsylvania average of $2901. And if compared to the national monthly average of $2795, Delaware County retirement community cost is 3,868
What Are Alternate to Independent Living Senior Care Options in Delaware County, PA?
Elderly residents in Delaware County have several care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Delaware County, there are different options to choose from. Likewise there are nursing homes in Delaware County, memory care in Delaware County, and home care in Delaware County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Delaware County, PA
Medicare does not directly pay for living in independent living facilities. But someone may need medical care for a short period while living there. Medicare could reimburse for that if the seniors meet the eligibility requirements. Nevertheless, older adults will obtain standard Medicare payments like doctor’s visits, hospital stays, and others. Qualified seniors in retirement communities can also use their Medicaid and Veteran advantages. It will help reduce some approved medical expenses even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to cover for independent living costs. A different choice for many older adults to pay for their independent living residence is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds support elderly individuals finance for retirement services and obtain disability benefits. A specific amount is credited in social security accounts. You receive them paid when you demand long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to pay for benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department establishes strategies and regulations to meet the housing needs of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance protection to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are provided to older adults receiving long-term care. Older adults can pay for retirement community services through the LTCI provisions that the regular insurance does not insure. Based on the 2020 statistics from the Administration for Community Living, about 70% of older adults over 65 will need LTCI benefits in the years to come. This includes help with ADLs, costs of chronic health diseases, being disabled, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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