46 Independent Living Facilities in Merion Station, PA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 46 independent living communities in the Merion Station area. If you’re looking for right independent living in Merion Station, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Merion Station. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Merion Station.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Merion Station, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Cherry Hill, Voorhees, Sewell, Warrington, Abington, Philadelphia, Hatboro, Havertown, Wyncote, Paoli, Glen Mills, Gwynedd, Lansdale, Claymont, Wilmington.
See The Best Independent Living Facilities around Merion Station
Cost of Independent Living in Merion Station, PA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Merion Station is $3656 per month, which is 5% than the Pennsylvania average of $2901. And if compared to the national monthly average of $2795, Merion Station retirement community cost is 3,868
What Are Alternate to Independent Living Senior Care Options in Merion Station, PA?
Retired individuals in Merion Station have multiple care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Merion Station, there are alternative options to choose from. At the same time there are nursing homes in Merion Station, memory care in Merion Station, and home care in Merion Station - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Merion Station, PA
Medicare does not directly cover living in independent living communities. But an individual may demand medical care for a short duration while residing there. Medicare could reimburse for that if the elderly individuals meet the qualifications. However, elderly individuals will obtain standard Medicare benefits like doctor’s visits, hospital stays, and others. Qualified seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help diminish some approved medical costs even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to pay for independent living expenditures. A different choice for many seniors to finance for their independent living facility is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds assist elderly individuals pay for retirement services and obtain disability benefits. A specific amount is transferred in social security accounts. You receive them paid when you need long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to pay for benefits you receive during old age.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department develops plans and regulations to fulfill the housing requirements of the USA. The HUD's program supports low-income elderly individuals and their families with mortgage insurance protection to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are provided to elderly receiving long-term care. Elderly can pay for retirement living services through the LTCI provisions that the regular insurance does not cover. In regards to the 2020 figures from the Administration for Community Living, about 70% of older adults over 65 will require LTCI protection in the future. This includes help with ADLs, costs of chronic health ailments, disabilities, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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