68 Memory Care Facilities in Santa Cruz County, CA
Memory care facilities in Santa Cruz County are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Santa Cruz County. Alzheimer’s care in Santa Cruz County incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Santa Cruz County, know it’s a safe setting for its residents.
From our 68 memory care facilities in Santa Cruz County, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Monterey, Seaside, Burlingame, Daly City, Menlo Park, Millbrae, Redwood City, San Carlos, Sunnyvale, Palo Alto, San Mateo, Fremont, Castro Valley, Union City, Aptos, Campbell, Gilroy, Morgan Hill, Santa Clara, San Jose.
See The Best Memory Care Facilities around Santa Cruz County
Cost of Memory Care in Santa Cruz County, CA
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Santa Cruz County comes to around $6563 per month. This is 46% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the California average of $5618, it is just $945 higher
What Are Alternate to Memory Care Senior Care Options in Santa Cruz County, CA?
Retired individuals in Santa Cruz County have wide range of care options besides memory care, depending on their care level and medical situation. Concerning assisted living in Santa Cruz County, there are many alternatives to select. Similarly, you can find independent living in Santa Cruz County, nursing homes in Santa Cruz County, and home care in Santa Cruz County to find the best care type for your necessities.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Santa Cruz County, CA?
Memory support costs in Santa Cruz County may exceed that of many other senior care choices. Consequently, covering the expenditures can be demanding for senior residents and their family members. However, seniors can explore a few advantages and choice of payment to fund memory care in Santa Cruz County.
Medicaid and Medicare benefits
Every state has its distinct Medicaid program to help financially strapped residents with healthcare-related bills. Additionally, Medicaid covers particular prolonged care bills for eligible aging individuals. However, you will need to fulfill the local requirements to be approved for the Medicaid benefits in Santa Cruz County. To cover memory care in [state], the state mostly utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not finance the room and board costs in dementia care residences.
On the other hand, Medicare doesn't cover the cost of aid for residents of memory care facilities. However, retirees can utilize Medicare benefits to pay for approved healthcare requirements in memory care residences in Santa Cruz County.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs provides veterans VA Aid & Attendance benefits. Check if you are entitled for them. This benefit can finance a segment of your memory care costs. Visit the U.S. Department of Veterans Affairs website to obtain thorough guidance.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement funds are benefits that older adults can obtain after they retire from employment. This pension is a financial reserve where a designated amount of money is saved throughout the individual's employment. The senior can withdraw money periodically (monthly or yearly) to finance senior care services.
Reverse mortgage
A reverse mortgage is a equity release program. An elderly property owner with substantial home equity can access the price of the property and get funds. The funds can come in the form of a regular stipend, a bulk amount, or a credit line.
Bridge loans
You don't always have sufficient time to get organized for memory care; there might be a medical emergency, and you have to relocate a dementia patient to the care home. That is when you can think about a third-party bridge loan. Bridge loans aid in covering your expenses during the unanticipated transition period. Many senior monetary services provide bridge loans. You can repay the loan when you've got the cash available; e.g., you may sell a property after an emergency. However, a bridge loan is a risky option. It would be preferable if you approached it with care.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) commonly is a excellent resource for paying senior living care. However, be careful that not all LTCI coverage are equal. And LTCI will not pay for all your expenses. So, seek advice from your insurance agent and get details prior.
Visit our Memory Care California page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Santa Cruz County
Santa Cruz County memory care communities are required to follow a a set of guidelines and regulations imposed by California. These regulations are to ensure that the facilities are adequately trained to care for seniors. For instance, the memory care facilities in Santa Cruz County ensure highest level of training and education for the caregivers. This allows caregivers to be highly trained and professional while helping seniors with their daily needs. Visit our California memory care page to find more information on the state-specific rules and guidelines.
Additional Memory Care Resources for Seniors in Santa Cruz County
Several government and non-profit agencies work with each other in Santa Cruz County to provide residents with more services. These services help seniors can lead an enhanced life in Santa Cruz County. Subject to the Santa Cruz County resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for retired individuals from the memory care California page.
Free consultation with our certified, senior advisors
