21 Independent Living Facilities in Santa Cruz County, CA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 21 independent living communities in the Santa Cruz County area. If you’re looking for right independent living in Santa Cruz County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Santa Cruz County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Santa Cruz County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Santa Cruz County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Monterey, Daly City, Los Altos, Millbrae, Redwood City, Palo Alto, San Mateo, Fremont, Hayward, San Leandro, Campbell, Gilroy, Morgan Hill, San Jose.
See The Best Independent Living Facilities around Santa Cruz County
Cost of Independent Living in Santa Cruz County, CA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Santa Cruz County is $3938 per month, which is 12% than the California average of $3371. And if compared to the national monthly average of $2795, Santa Cruz County retirement community cost is 4,495
What Are Alternate to Independent Living Senior Care Options in Santa Cruz County, CA?
Seniors in Santa Cruz County have multiple care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Santa Cruz County, there are various options to choose from. At the same time there are nursing homes in Santa Cruz County, memory care in Santa Cruz County, and home care in Santa Cruz County - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Santa Cruz County, CA
Medicare does not immediately pay for living in independent living communities. But an individual may require medical care for a limited duration while living there. Medicare may pay for that if the elderly individuals meet the eligibility requirements. Nonetheless, older adults will receive standard Medicare benefits like doctor’s visits, hospital stays, and others. Qualified seniors in retirement homes can also use their Medicaid and Veteran benefits. It will help diminish some validated medical fees even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to pay for independent living costs. An alternative for many elderly individuals to finance for their independent living facility is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds support seniors pay for retirement services and receive disability payments. A specific amount is transferred in social security accounts. You receive them paid when you demand long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to cover benefits you receive during senior years.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department develops plans and regulations to meet the housing needs of the USA. The HUD's program helps low-income elderly individuals and their families with mortgage insurance coverage to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are provided to seniors receiving long-term care. Seniors can pay for retirement living services through the LTCI allowances that the standard insurance does not cover. Based on the 2020 figures from the Administration for Community Living, about 70% of elderly over 65 will require LTCI benefits in the future. This includes assistance with ADLs, costs of chronic health diseases, being disabled, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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