13 Independent Living Facilities in Westmoreland County, PA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 13 independent living communities in the Westmoreland County area. If you’re looking for right independent living in Westmoreland County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Westmoreland County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Westmoreland County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Westmoreland County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Bethel Park, West Mifflin, Pittsburgh, Delmont, Mount Pleasant, Scottdale, Hillsdale, Butler, Sarver, Kittanning, Worthington.
See The Best Independent Living Facilities around Westmoreland County
Cost of Independent Living in Westmoreland County, PA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Westmoreland County is $2449 per month, which is 37% than the Pennsylvania average of $2901. And if compared to the national monthly average of $2795, Westmoreland County retirement community cost is 3,868
What Are Alternate to Independent Living Senior Care Options in Westmoreland County, PA?
Senior citizens in Westmoreland County have wide range of care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Westmoreland County, there are alternative options to choose from. At the same time there are nursing homes in Westmoreland County, memory care in Westmoreland County, and home care in Westmoreland County - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Westmoreland County, PA
Medicare does not immediately compensate for living in independent living facilities. But a person may require medical care for a brief period while residing there. Medicare may pay for that if the elderly individuals meet the eligibility requirements. However, elderly individuals will get standard Medicare benefits like doctor’s visits, hospital stays, and others. Qualified seniors in retirement facilities can also use their Medicaid and Veteran benefits. It will help diminish some authorized medical fees even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Some older adults can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to cover for independent living expenses. A different choice for many elderly individuals to afford for their independent living accommodation is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds help older adults cover for retirement services and obtain disability payments. A certain amount is transferred in social security accounts. You receive them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to cover benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department creates strategies and guidelines to address the housing needs of the USA. The HUD's program helps low-income seniors and their families with mortgage insurance benefits to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are provided to elderly receiving long-term care. Older adults can pay for retirement residential services through the LTCI provisions that the standard insurance does not cover. According to the 2020 figures from the Administration for Community Living, about 70% of older adults over 65 will require LTCI coverage in the years to come. This includes assistance with ADLs, costs of chronic health diseases, being disabled, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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