31 Independent Living Facilities in Mercer County, PA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 31 independent living communities in the Mercer County area. If you’re looking for right independent living in Mercer County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Mercer County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Mercer County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Mercer County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Cranford, Eatontown, Cherry Hill, Glassboro, Voorhees, Manahawkin, Sewell, Hightstown, Robbinsville, Bridgewater, Hillsborough, Hellertown, Doylestown, Newtown, Warrington, Abington, Philadelphia, Hatboro, Havertown, Wyncote, Gwynedd.
See The Best Independent Living Facilities around Mercer County
Cost of Independent Living in Mercer County, PA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Mercer County is $2681 per month, which is 31% than the Pennsylvania average of $2901. And if compared to the national monthly average of $2795, Mercer County retirement community cost is 3,868
What Are Alternate to Independent Living Senior Care Options in Mercer County, PA?
Senior citizens in Mercer County have multiple care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Mercer County, there are different options to choose from. Likewise there are nursing homes in Mercer County, memory care in Mercer County, and home care in Mercer County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Mercer County, PA
Medicare does not directly cover living in independent living communities. But an individual may require medical care for a brief period while living there. Medicare might cover for that if the elderly individuals meet the qualifications. Nonetheless, older adults will receive regular Medicare benefits like doctor’s visits, hospital stays, and others. Qualified seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help diminish some authorized medical fees even if independent living employees execute them.
Finance Independent Living with Additional Schemes
A few older adults can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to settle for independent living costs. An alternative for many elderly individuals to pay for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds assist elderly individuals pay for retirement services and obtain disability benefits. A specific amount is transferred in social security accounts. You receive them paid when you demand long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during senior years.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department creates strategies and guidelines to meet the housing demands of the USA. The HUD's program helps low-income older adults and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are available to older adults receiving long-term care. Older adults can cover the cost for retirement living services through the LTCI allowances that the standard insurance does not cover. According to the 2020 data from the Administration for Community Living, about 70% of seniors over 65 will need LTCI coverage in the upcoming years. This includes aid with ADLs, costs of chronic health ailments, being disabled, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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