2 Memory Care Facilities in Montgomery, PA
Memory care facilities in Montgomery are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Montgomery. Alzheimer’s care in Montgomery incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Montgomery, know it’s a safe setting for its residents.
From our 2 memory care facilities in Montgomery, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Danville, Northumberland.
See The Best Memory Care Facilities around Montgomery
Cost of Memory Care in Montgomery, PA
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Montgomery comes to around $4829 per month. This is 25% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the Pennsylvania average of $4835, it is similar
What Are Alternate to Memory Care Senior Care Options in Montgomery, PA?
Seniors in Montgomery have different care options besides memory care, depending on their care level and medical circumstances. Concerning assisted living in Montgomery, there are various options to select. Similarly, you can explore independent living in Montgomery, nursing homes in Montgomery, and home care in Montgomery to find the best care option for your necessities.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Montgomery, PA?
Memory support costs in Montgomery may be relatively costly than many other senior care choices. Consequently, covering the expenditures can be troublesome for older adults and their loved ones. Nonetheless, seniors can consider a few benefits and options of payment to fund memory care in Montgomery.
Medicaid and Medicare benefits
Every state has its distinct Medicaid program to help economically challenged residents with healthcare-related costs. Moreover, Medicaid covers particular lengthy care bills for eligible aging individuals. Nonetheless, you will need to fulfill the state-specific requirements to be approved for the Medicaid assistance in Montgomery. To cover memory care in [state], the state mostly utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not cover the room and board costs in dementia care communities.
On the other hand, Medicare doesn't cover the price of support for retired seniors of memory care homes. However, retirees can utilize Medicare benefits to cover approved healthcare requirements in memory care residences in Montgomery.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs grants veterans VA Aid & Attendance benefits. Check if you are entitled for them. This pension plan can finance a portion of your memory care expenses. Visit the U.S. Department of Veterans Affairs website to acquire detailed guidance.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement funds are pension schemes that senior individuals can get after they retire from job. This pension is a savings plan where a designated amount of money is saved throughout the individual's employment. The retiree can withdraw money periodically (monthly or yearly) to cover senior care amenities.
Reverse mortgage
A reverse mortgage is a financial arrangement. An senior real estate owner with significant home equity can access the value of their property and obtain funds. The money can come in the form of a steady stream of income, a lump sum, or a credit line.
Bridge loans
You don't always have sufficient time to get prepared for memory care; there might be a medical urgency, and you have to relocate a dementia patient to the senior care community. That is when you can contemplate a third-party bridge loan. Bridge loans support in paying for your expenses during the surprise changeover period. Many senior monetary organizations provide bridge loans. You can settle the loan when you've got the cash available; e.g., you may sell a land after an emergency. However, a bridge loan is a uncertain alternative. It would be wise choice if you handled it with caution.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) often is a excellent choice for paying senior living care. However, be careful that not all LTCI policies are equal. And LTCI will not take care of all your expenses. So, consult your insurance provider and get details in advance.
Visit our Memory Care Pennsylvania page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Montgomery
Montgomery memory care communities must comply with a exclusive protocols and regulations implemented by Pennsylvania. These regulations are to ensure that the facilities highest level of care services for seniors. For instance, the memory care facilities in Montgomery ensure extensive training and education for the caregivers. This ensures that caregivers to be adept and professional while efficiently helping seniors with their daily needs. Visit our Pennsylvania memory care page to find more information on the state-specific rules and procedures.
Additional Memory Care Resources for Seniors in Montgomery
Several government and non-profit agencies work collectively in Montgomery to provide residents with more services. These services ensures seniors better and healthier lifestyle in Montgomery. Depending on the Montgomery resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for retired elderlies from the memory care Pennsylvania page.
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