2 Memory Care Facilities in Clearfield, PA
Memory care facilities in Clearfield are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Clearfield. Alzheimer’s care in Clearfield incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Clearfield, know it’s a safe setting for its residents.
From our 2 memory care facilities in Clearfield, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
See The Best Memory Care Facilities around Clearfield
Cost of Memory Care in Clearfield, PA
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Clearfield comes to around $5081 per month. This is 31% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the Pennsylvania average of $4835, it is similar
What Are Alternate to Memory Care Senior Care Options in Clearfield, PA?
Elderly residents in Clearfield have multiple care options besides memory care, depending on their care level and medical situation. Concerning assisted living in Clearfield, there are many options to select. Similarly, you can search for independent living in Clearfield, nursing homes in Clearfield, and home care in Clearfield to find the best care option for your needs.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Clearfield, PA?
Memory support costs in Clearfield may exceed that of many other senior care alternatives. Consequently, covering the expenses can be demanding for older adults and their loved ones. Nevertheless, the retirees can consider a few privilages and choice of payment to fund memory care in Clearfield.
Medicaid and Medicare benefits
Every state has its own unique Medicaid program to help lower-income residents with healthcare-related costs. Moreover, Medicaid covers certain extended care expenses for eligible elderly individuals. Still, you will need to meet the state-specific requirements to be approved for the Medicaid benefits in Clearfield. To pay for memory care in [state], the state primarily utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not cover the room and board costs in dementia care facilities.
Interestingly, Medicare doesn't cover the cost of assistance for residents of memory care homes. Nonetheless, retirees can utilize Medicare benefits to cover approved healthcare necessities in memory care residences in Clearfield.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs grants veterans VA Aid & Attendance benefits. Look to see if you are eligible for them. This pension plan can support a portion of your memory care expenses. Visit the U.S. Department of Veterans Affairs website to attain thorough guidance.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement pension plans are retirement income that older adults can acquire after they retire from work. This pension is a savings plan where a fixed amount of money is placed throughout the individual's employment. The pensioner can withdraw money periodically (monthly or yearly) to finance senior care facilities.
Reverse mortgage
A reverse mortgage is a equity release program. An elderly property owner with considerable home equity can withdraw the worth of the property and get funds. The money can come in the form of a fixed monthly payment, a one-time payout, or a credit line.
Bridge loans
You don't always have enough time to get prepared for memory care; there might be a medical crisis, and you have to relocate a dementia patient to the facility. That is when you can consider a third-party bridge loan. Bridge loans aid in paying for your costs during the unexpected transition period. Many senior financial services offer bridge loans. You can clear the loan when you've got the cash available; e.g., you may sell a land after an emergency. However, a bridge loan is a uncertain option. It would be advisable if you approached it with care.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) commonly is a great choice for covering senior living care. However, be careful that not all LTCI plans are identical. And LTCI will not cover all your bills. So, talk to your insurance agent and get details in advance.
Visit our Memory Care Pennsylvania page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Clearfield
Clearfield memory care communities need to follow a comprehensive set of rules and regulations implemented by Pennsylvania. These regulations are to ensure that the facilities maintain top-level and secure care services for seniors. For instance, the memory care facilities in Clearfield provide extensive training and education for the caregivers. This enables caregivers to be highly trained and professional while efficiently helping seniors with their daily needs. Visit our Pennsylvania memory care page to find more information on the state-specific rules and procedures.
Additional Memory Care Resources for Seniors in Clearfield
Various government and non-profit agencies work with each other in Clearfield to provide residents with more amenities. These services ensures seniors lead a better life in Clearfield. Concerning the Clearfield resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for retired elderlies from the memory care Pennsylvania page.
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