3 Memory Care Facilities in Oak Island, NC
Memory care facilities in Oak Island are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Oak Island. Alzheimer’s care in Oak Island incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Oak Island, know it’s a safe setting for its residents.
From our 3 memory care facilities in Oak Island, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Wilmington, Southport.
See The Best Memory Care Facilities around Oak Island
Cost of Memory Care in Oak Island, NC
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Oak Island comes to around $5063 per month. This is 22% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the North carolina average of $5196, it is similar
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Weather and Climate in Oak Island
Seasonal Temperatures: Oak Island has a typical summer high of 90°F and a winter low of 35°F. And the yearly rainfall here is about 56 inches, while the snowfall is around 1 inch(es) on average.
Air Quality: The Average air quality index rating is usually 84, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Oak Island for Elderly People
The health index of 120.6 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 107.5. The Oak Island hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Oak Island for any common or chronic health condition.
What Are Alternate to Memory Care Senior Care Options in Oak Island, NC?
Elderly residents in Oak Island have different care options besides memory care, depending on their care level and medical conditions. Concerning assisted living in Oak Island, there are diverse choices to select. Similarly, you can find independent living in Oak Island, nursing homes in Oak Island, and home care in Oak Island to find the best care type for your needs.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Oak Island, NC?
Memory support costs in Oak Island may exceed that of many other senior care choices. Consequently, covering the costs can be difficult for older adults and their family members. Nevertheless, older adults can investigate a few benefits and modes of payment to fund memory care in Oak Island.
Medicaid and Medicare benefits
Every state has its individual Medicaid program to help financially strapped residents with healthcare-related bills. Additionally, Medicaid covers particular prolonged care costs for eligible elderly individuals. Nonetheless, you will need to fulfill the region-specific requirements to be approved for the Medicaid benefits in Oak Island. To cover memory care in [state], the state primarily utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not finance the room and board costs in dementia care facilities.
Interestingly, Medicare doesn't cover the price of assistance for residents of memory care facilities. Still, senior citizens can utilize Medicare benefits to pay for approved healthcare requirements in memory care residences in Oak Island.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs provides veterans VA Aid & Attendance benefits. Verify if you are entitled for them. This benefit can finance a portion of your memory care payments. Visit the U.S. Department of Veterans Affairs website to attain thorough information.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement funds are retirement income that senior citizens can get after they retire from work. This pension is a investment account where a fixed amount of money is deposited throughout the individual's employment. The pensioner can withdraw money periodically (monthly or yearly) to cover senior care amenities.
Reverse mortgage
A reverse mortgage is a financial arrangement. An senior home dweller with considerable home equity can withdraw the value of their property and get funds. The funds can come in the form of a steady stream of income, a bulk amount, or a credit line.
Bridge loans
You don't always have sufficient time to get prepared for memory care; there might be a medical urgency, and you have to relocate a dementia patient to the facility. That is when you can think about a non-affiliated bridge loan. Bridge loans assist in financing your costs during the unexpected transition period. Many senior economic services offer bridge loans. You can clear the loan when you've got the cash available; e.g., you may sell a land after an emergency. However, a bridge loan is a uncertain alternative. It would be wise choice if you handled it with care.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) frequently is a excellent option for paying senior living care. However, be careful that not all LTCI plans are identical. And LTCI will not cover all your costs. So, talk to your insurance provider and get details in advance.
Visit our Memory Care North carolina page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Oak Island
Oak Island memory care communities are required to follow a comprehensive set of rules and regulations implemented by North carolina. These regulations are to ensure that the facilities highest level of care services for seniors. For instance, the memory care communities in Oak Island provide extensive training and education for the caregivers. This allows caregivers to be skilled and professional while assisting seniors with their daily needs. Visit our North carolina memory care page to find more information on the state-specific rules and procedures.
Additional Memory Care Resources for Seniors in Oak Island
Various government and non-profit agencies work collectively in Oak Island to provide seniors with more facilities. These services ensures seniors enjoy an improved quality of life in Oak Island. Depending on the Oak Island resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for seniors from the memory care North carolina page.
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