3 Memory Care Facilities in Cumberland County, NC
Memory care facilities in Cumberland County are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Cumberland County. Alzheimer’s care in Cumberland County incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Cumberland County, know it’s a safe setting for its residents.
From our 3 memory care facilities in Cumberland County, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Raeford, Southern Pines.
See The Best Memory Care Facilities around Cumberland County
Cost of Memory Care in Cumberland County, NC
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Cumberland County comes to around $3991 per month. This is 4% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the North carolina average of $5196, it is just $1205 lower
What Are Alternate to Memory Care Senior Care Options in Cumberland County, NC?
Elderly residents in Cumberland County have various care options besides memory care, depending on their care level and medical conditions. Regarding assisted living in Cumberland County, there are various choices to select. Similarly, you can find independent living in Cumberland County, nursing homes in Cumberland County, and home care in Cumberland County to find the best care option for your necessities.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Cumberland County, NC?
Memory support costs in Cumberland County may be relatively costly than many other senior care options. Consequently, covering the costs can be demanding for older adults and their loved ones. Nonetheless, the retirees can explore a few advantages and choice of payment to fund memory care in Cumberland County.
Medicaid and Medicare benefits
Every state has its individual Medicaid program to help lower-income residents with healthcare-related costs. Furthermore, Medicaid covers specific lengthy care bills for eligible aging individuals. Nonetheless, you will need to fulfill the region-specific requirements to be approved for the Medicaid benefits in Cumberland County. To finance memory care in [state], the state mostly utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not pay for the room and board costs in dementia care residences.
Interestingly, Medicare doesn't cover the price of assistance for residents of memory care facilities. Still, elderly individuals can utilize Medicare benefits to finance approved healthcare requirements in memory care communities in Cumberland County.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs offers veterans VA Aid & Attendance benefits. Look to see if you are entitled for them. This pension scheme can back a portion of your memory care expenses. Visit the U.S. Department of Veterans Affairs website to obtain comprehensive information.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement pension plans are benefits that older adults can obtain after they retire from work. This pension is a financial reserve where a fixed amount of money is saved throughout the individual's employment. The pensioner can withdraw money periodically (monthly or yearly) to cover senior care facilities.
Reverse mortgage
A reverse mortgage is a equity release program. An elderly real estate owner with considerable home equity can withdraw the worth of the property and obtain funds. The cash can come in the form of a fixed monthly payment, a bulk amount, or a credit line.
Bridge loans
You don't always have enough time to get organized for memory care; there might be a medical crisis, and you have to relocate a dementia patient to the care home. That is when you can consider a independent bridge loan. Bridge loans assist in covering your expenses during the surprise shift period. Many senior monetary organizations supply bridge loans. You can settle the loan when you've got the cash available; e.g., you could sell a real estate after an emergency. However, a bridge loan is a risky option. It would be advisable if you approached it with prudence.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) frequently is a excellent option for covering senior living care. However, be careful that not all LTCI coverage are the same. And LTCI will not take care of all your costs. So, seek advice from your insurance provider and get details beforehand.
Visit our Memory Care North carolina page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Cumberland County
Cumberland County memory care communities need to follow a exclusive protocols and regulations implemented by North carolina. These regulations are to ensure that the facilities are adequately trained to care for seniors. For instance, the memory care communities in Cumberland County ensure thorough training and education for the caregivers. This enables caregivers to be competent and professional while efficiently helping seniors with their daily needs. Visit our North carolina memory care page to find more information on the state-specific rules and guidelines.
Additional Memory Care Resources for Seniors in Cumberland County
Various government and non-profit agencies work with each other in Cumberland County to provide retired individuals with more amenities. These services make sures that seniors lead a better life in Cumberland County. Subject to the Cumberland County resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for seniors from the memory care North carolina page.
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