13 Memory Care Facilities in Phillipsburg, NJ
Memory care facilities in Phillipsburg are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Phillipsburg. Alzheimer’s care in Phillipsburg incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Phillipsburg, know it’s a safe setting for its residents.
From our 13 memory care facilities in Phillipsburg, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Belvidere, Bethlehem, Easton, Hellertown, Allentown, Richlandtown.
See The Best Memory Care Facilities around Phillipsburg
Cost of Memory Care in Phillipsburg, NJ
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Phillipsburg comes to around $4625 per month. This is 27% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the New jersey average of $7933, it is just $3308 lower
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Weather and Climate in Phillipsburg
Seasonal Temperatures: Phillipsburg has a typical summer high of 85°F and a winter low of 19°F. And the yearly rainfall here is about 48 inches, while the snowfall is around 27 inch(es) on average.
Air Quality: The Average air quality index rating is usually 48, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Phillipsburg for Elderly People
The health index of 91.6 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 88.4. The Phillipsburg hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Phillipsburg for any common or chronic health condition.
What Are Alternate to Memory Care Senior Care Options in Phillipsburg, NJ?
Retired individuals in Phillipsburg have multiple care options besides memory care, depending on their care level and medical circumstances. When it comes to assisted living in Phillipsburg, there are various choices to select. Similarly, you can explore independent living in Phillipsburg, nursing homes in Phillipsburg, and home care in Phillipsburg to find the best care type for your requirements.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Phillipsburg, NJ?
Memory support costs in Phillipsburg may be higher than many other senior care alternatives. Consequently, covering the costs can be difficult for senior residents and their loved ones. Nevertheless, older adults can investigate a few benefits and choice of payment to fund memory care in Phillipsburg.
Medicaid and Medicare benefits
Every state has its distinct Medicaid program to help economically challenged residents with healthcare-related costs. Moreover, Medicaid covers specific prolonged care costs for eligible aging individuals. Nonetheless, you will need to meet the state requirements to be approved for the Medicaid assistance in Phillipsburg. To pay for memory care in [state], the state mostly utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not cover the room and board costs in dementia care facilities.
Interestingly, Medicare doesn't cover the price of assistance for retired seniors of memory care communities. Nonetheless, retirees can utilize Medicare benefits to cover approved healthcare requirements in memory care facilities in Phillipsburg.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs provides veterans VA Aid & Attendance benefits. Verify if you are qualified for them. This pension scheme can support a portion of your memory care expenses. Visit the U.S. Department of Veterans Affairs website to obtain thorough guidance.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement funds are benefits that senior individuals can acquire after they retire from work. This pension is a investment account where a fixed amount of money is deposited throughout the individual's employment. The senior can withdraw money periodically (monthly or yearly) to finance senior care facilities.
Reverse mortgage
A reverse mortgage is a financial arrangement. An aging property owner with substantial home equity can tap into the value of their property and obtain funds. The funds can come in the form of a steady stream of income, a bulk amount, or a credit line.
Bridge loans
You don't always have sufficient time to get set for memory care; there might be a medical emergency, and you have to relocate a dementia patient to the senior care community. That is when you can consider a third-party bridge loan. Bridge loans aid in paying for your expenditures during the surprise changeover period. Many senior economic organizations offer bridge loans. You can repay the loan when you've got the cash available; e.g., you might sell a real estate after an emergency. However, a bridge loan is a risky option. It would be advisable if you approached it with caution.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) frequently is a excellent resource for financing senior living care. However, be careful that not all LTCI coverage are equal. And LTCI will not take care of all your bills. So, talk to your insurance provider and get details beforehand.
Visit our Memory Care New jersey page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Phillipsburg
Phillipsburg memory care communities have to abide by a exclusive protocols and regulations implemented by New jersey. These regulations are put in place so that the facilities highest level of care services for seniors. For instance, the memory care facilities in Phillipsburg go through thorough training and education for the caregivers. This enables caregivers to be skilled and professional while assisting seniors with their daily needs. Visit our New jersey memory care page to find more information on the state-specific rules and guidelines.
Additional Memory Care Resources for Seniors in Phillipsburg
Various government and non-profit agencies work together in Phillipsburg to provide seniors with more facilities. These services help seniors better and healthier lifestyle in Phillipsburg. Subject to the Phillipsburg resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for retired elderlies from the memory care New jersey page.
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