13 Memory Care Facilities in Granite City, IL
Memory care facilities in Granite City are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Granite City. Alzheimer’s care in Granite City incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Granite City, know it’s a safe setting for its residents.
From our 13 memory care facilities in Granite City, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Bethalto, East Alton, Edwardsville, Glen Carbon, Godfrey, Belleville, Collinsville, Saint Louis.
See The Best Memory Care Facilities around Granite City
Cost of Memory Care in Granite City, IL
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Granite City comes to around $4810 per month. This is 12% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the Illinois average of $5357, it is just $547 lower
What Are Alternate to Memory Care Senior Care Options in Granite City, IL?
Retired individuals in Granite City have different care options besides memory care, depending on their care level and medical circumstances. Regarding assisted living in Granite City, there are diverse alternatives to select. Similarly, you can search for independent living in Granite City, nursing homes in Granite City, and home care in Granite City to find the best senior care for your needs.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Granite City, IL?
Memory support costs in Granite City may be higher than many other senior care choices. Consequently, covering the expenses can be demanding for senior residents and their relatives. Nonetheless, older adults can investigate a few privilages and modes of payment to pay for memory care in Granite City.
Medicaid and Medicare benefits
Every state has its individual Medicaid program to help lower-income residents with healthcare-related expenses. Furthermore, Medicaid covers certain prolonged care expenses for eligible senior individuals. Nonetheless, you will need to fulfill the state requirements to be approved for the Medicaid benefits in Granite City. To cover memory care in [state], the state primarily utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not cover the room and board costs in dementia care facilities.
Interestingly, Medicare doesn't cover the price of support for residents of memory care homes. Still, senior citizens can utilize Medicare benefits to cover approved healthcare necessities in memory care residences in Granite City.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs provides veterans VA Aid & Attendance benefits. Check if you are qualified for them. This pension scheme can finance a portion of your memory care payments. Visit the U.S. Department of Veterans Affairs website to acquire detailed information.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement funds are benefits that senior individuals can obtain after they retire from work. This pension is a financial reserve where a designated amount of money is placed throughout the individual's employment. The senior can withdraw money periodically (monthly or yearly) to pay for senior care amenities.
Reverse mortgage
A reverse mortgage is a financial arrangement. An aging real estate owner with significant home equity can tap into the worth of the property and get funds. The funds can come in the form of a steady stream of income, a bulk amount, or a credit line.
Bridge loans
You don't always have enough time to get prepared for memory care; there might be a medical urgency, and you have to relocate a dementia patient to the care home. That is when you can contemplate a third-party bridge loan. Bridge loans assist in paying for your expenditures during the unexpected changeover period. Many senior monetary institutions supply bridge loans. You can clear the loan when you've got the cash available; e.g., you could sell a land after an emergency. However, a bridge loan is a risky choice. It would be preferable if you managed it with prudence.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) often is a excellent choice for financing senior living care. However, be careful that not all LTCI policies are identical. And LTCI will not pay for all your costs. So, talk to your insurance agent and get details prior.
Visit our Memory Care Illinois page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Granite City
Granite City memory care communities are required to follow a comprehensive set of rules and regulations designed by Illinois. These regulations are to ensure that the facilities maintain top-level and secure care services for seniors. For instance, the memory care homes in Granite City ensure thorough training and education for the caregivers. This enables caregivers to be adept and professional while helping seniors with their daily needs. Visit our Illinois memory care page to find more information on the state-specific rules and procedures.
Additional Memory Care Resources for Seniors in Granite City
Several government and non-profit agencies work collectively in Granite City to provide seniors with more amenities. These services ensures seniors lead a better life in Granite City. Concerning the Granite City resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for senior citizens from the memory care Illinois page.
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