2 Memory Care Facilities in Stafford Springs, CT
Memory care facilities in Stafford Springs are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Stafford Springs. Alzheimer’s care in Stafford Springs incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Stafford Springs, know it’s a safe setting for its residents.
From our 2 memory care facilities in Stafford Springs, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Chicopee, South Windsor.
See The Best Memory Care Facilities around Stafford Springs
Cost of Memory Care in Stafford Springs, CT
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Stafford Springs comes to around $5813 per month. This is 19% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the Connecticut average of $6110, it is similar
What Are Alternate to Memory Care Senior Care Options in Stafford Springs, CT?
Retired individuals in Stafford Springs have wide range of care options besides memory care, depending on their care level and medical conditions. Regarding assisted living in Stafford Springs, there are many choices to select. Similarly, you can search for independent living in Stafford Springs, nursing homes in Stafford Springs, and home care in Stafford Springs to find the best senior care for your requirements.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Stafford Springs, CT?
Memory support costs in Stafford Springs may be higher than many other senior care options. Consequently, covering the costs can be difficult for senior residents and their loved ones. Nevertheless, the retirees can explore a few privilages and options of payment to pay for memory care in Stafford Springs.
Medicaid and Medicare benefits
Every state has its distinct Medicaid program to help economically challenged residents with healthcare-related costs. Additionally, Medicaid covers certain lengthy care bills for eligible senior individuals. Still, you will need to meet the local requirements to be approved for the Medicaid assistance in Stafford Springs. To cover memory care in [state], the state mainly utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not finance the room and board costs in dementia care facilities.
Interestingly, Medicare doesn't cover the cost of aid for residents of memory care homes. Still, retirees can utilize Medicare benefits to finance approved healthcare requirements in memory care facilities in Stafford Springs.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs provides veterans VA Aid & Attendance benefits. Look to see if you are qualified for them. This pension scheme can back a fraction of your memory care expenses. Visit the U.S. Department of Veterans Affairs website to obtain thorough guidelines.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement pension plans are retirement income that senior citizens can get after they retire from employment. This pension is a savings plan where a fixed amount of money is placed throughout the individual's employment. The senior can withdraw money periodically (monthly or yearly) to finance senior care services.
Reverse mortgage
A reverse mortgage is a financial arrangement. An senior property owner with substantial home equity can access the value of their property and receive funds. The funds can come in the form of a fixed monthly payment, a lump sum, or a credit line.
Bridge loans
You don't always have adequate time to get prepared for memory care; there might be a medical urgency, and you have to relocate a dementia patient to the care home. That is when you can consider a third-party bridge loan. Bridge loans assist in paying for your expenditures during the surprise changeover period. Many senior financial organizations offer bridge loans. You can settle the loan when you've got the cash available; e.g., you may sell a property after an emergency. However, a bridge loan is a uncertain option. It would be advisable if you handled it with care.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) commonly is a great option for paying senior living care. However, be careful that not all LTCI policies are the same. And LTCI will not take care of all your costs. So, talk to your insurance agent and get details beforehand.
Visit our Memory Care Connecticut page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Stafford Springs
Stafford Springs memory care communities are required to follow a a set of guidelines and regulations imposed by Connecticut. These regulations are to ensure that the facilities maintain top-level and secure care services for seniors. For instance, the memory care facilities in Stafford Springs provide highest level of training and education for the caregivers. This allows caregivers to be competent and professional while efficiently helping seniors with their daily needs. Visit our Connecticut memory care page to find more information on the state-specific rules and guidelines.
Additional Memory Care Resources for Seniors in Stafford Springs
Multiple government and non-profit agencies work together in Stafford Springs to provide residents with more facilities. These services make sures that seniors can lead an enhanced life in Stafford Springs. Subject to the Stafford Springs resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for senior citizens from the memory care Connecticut page.
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