13 Memory Care Facilities in Monterey County, CA
Memory care facilities in Monterey County are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Monterey County. Alzheimer’s care in Monterey County incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Monterey County, know it’s a safe setting for its residents.
From our 13 memory care facilities in Monterey County, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Salinas, Carmel By The Sea, Monterey, Seaside, Aptos, Campbell, Gilroy, Morgan Hill, Santa Cruz.
See The Best Memory Care Facilities around Monterey County
Cost of Memory Care in Monterey County, CA
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Monterey County comes to around $6875 per month. This is 53% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the California average of $5618, it is just $1257 higher
What Are Alternate to Memory Care Senior Care Options in Monterey County, CA?
Elderly residents in Monterey County have several care options besides memory care, depending on their care level and medical situation. Concerning assisted living in Monterey County, there are various alternatives to select. Similarly, you can search for independent living in Monterey County, nursing homes in Monterey County, and home care in Monterey County to find the best care type for your necessities.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Monterey County, CA?
Memory support costs in Monterey County may exceed that of many other senior care choices. Consequently, covering the expenditures can be demanding for older adults and their family members. Nevertheless, seniors can consider a few advantages and choice of payment to finance memory care in Monterey County.
Medicaid and Medicare benefits
Every state has its distinct Medicaid program to help financially strapped residents with healthcare-related bills. Furthermore, Medicaid covers particular lengthy care costs for eligible elderly individuals. Nonetheless, you will need to fulfill the state requirements to be approved for the Medicaid assistance in Monterey County. To pay for memory care in [state], the state mainly utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not pay for the room and board costs in dementia care facilities.
On the contrary, Medicare doesn't cover the expense of assistance for residents of memory care communities. Still, senior citizens can utilize Medicare benefits to pay for approved healthcare necessities in memory care residences in Monterey County.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs provides veterans VA Aid & Attendance benefits. Look to see if you are eligible for them. This benefit can support a portion of your memory care payments. Visit the U.S. Department of Veterans Affairs website to attain comprehensive guidelines.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement funds are retirement income that older adults can obtain after they retire from job. This pension is a savings plan where a specific amount of money is placed throughout the individual's employment. The pensioner can withdraw money periodically (monthly or yearly) to cover senior care services.
Reverse mortgage
A reverse mortgage is a equity release program. An elderly property owner with considerable home equity can tap into the value of their property and get funds. The funds can come in the form of a regular stipend, a bulk amount, or a credit line.
Bridge loans
You don't always have sufficient time to get prepared for memory care; there might be a medical urgency, and you have to relocate a dementia patient to the senior care community. That is when you can contemplate a non-affiliated bridge loan. Bridge loans assist in paying for your expenses during the surprise shift period. Many senior monetary organizations supply bridge loans. You can clear the loan when you've got the cash available; e.g., you may sell a property after an emergency. However, a bridge loan is a precarious option. It would be wise choice if you approached it with caution.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) commonly is a phenomenal choice for paying senior living care. However, be careful that not all LTCI coverage are identical. And LTCI will not take care of all your expenses. So, talk to your insurance agent and get details prior.
Visit our Memory Care California page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Monterey County
Monterey County memory care communities need to follow a a set of guidelines and regulations designed by California. These regulations are to guarantee that the facilities are adequately trained to care for seniors. For instance, the memory care homes in Monterey County provide highest level of training and education for the caregivers. This helps develop caregivers to be highly trained and professional while efficiently helping seniors with their daily needs. Visit our California memory care page to find more information on the state-specific rules and procedures.
Additional Memory Care Resources for Seniors in Monterey County
Various government and non-profit agencies work collectively in Monterey County to provide residents with more services. These services ensures seniors enjoy an improved quality of life in Monterey County. Subject to the Monterey County resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for retired individuals from the memory care California page.
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