6 Memory Care Facilities in Shelby County, AL
Memory care facilities in Shelby County are designed to provide 24/7 skilled care and supervision to seniors with Alzheimer's Disease (AD) or other types of dementia. These communities have specially-trained caregivers to take care of the dementia patients’ daily needs and mental health. In addition, they provide dementia friendly, secure environment to prevent confusion and senior wandering. And to reduce or avoid anxiety, irritation, forgetfulness, and other dementia symptoms, they also offer cognitive exercises and therapies for residents.
Complete Guide to Memory Care
Finding the right memory care facility can be arduous, unlike any other type of senior care. This difficulty is due to the unique circumstances of each memory care resident. BoomersHub is here to help you if your loved one needs dementia care in Shelby County. Alzheimer’s care in Shelby County incorporates continuous supervision, trained staff, memory care activities and therapies to improve residents’ quality of life. If you’re considering memory care in Shelby County, know it’s a safe setting for its residents.
From our 6 memory care facilities in Shelby County, we’ll work with you to find the right fit according to your family member’s budget, interests, and care needs. First, explore our listings to compare the amenities, floor plans, and services available at each residence. Then, avail of our advisor service for FREE by calling us at call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Memory Care facilities in nearby cities like: Germantown, Holly Springs, Olive Branch, Southaven.
See The Best Memory Care Facilities around Shelby County
Cost of Memory Care in Shelby County, AL
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Memory Care in Shelby County comes to around $4556 per month. This is 38% than the national average cost of Memory Care of $5064 per month. And if we compare the price with the Alabama average of $4120, it is similar
What Are Alternate to Memory Care Senior Care Options in Shelby County, AL?
Retired individuals in Shelby County have multiple care options besides memory care, depending on their care level and medical conditions. When it comes to assisted living in Shelby County, there are various options to select. Similarly, you can find independent living in Shelby County, nursing homes in Shelby County, and home care in Shelby County to find the best care option for your needs.
Would you like to get to know more about other care options? Read this article – What are the alternatives to memory care?
How to Pay for Memory Care in Shelby County, AL?
Memory support costs in Shelby County may be relatively costly than many other senior care alternatives. Consequently, covering the costs can be troublesome for senior residents and their loved ones. However, the retirees can investigate a few privilages and choice of payment to pay for memory care in Shelby County.
Medicaid and Medicare benefits
Every state has its own unique Medicaid program to help financially strapped residents with healthcare-related expenses. Additionally, Medicaid covers certain prolonged care expenses for eligible senior individuals. Still, you will need to meet the state requirements to be approved for the Medicaid coverage in Shelby County. To pay for memory care in [state], the state mostly utilizes HCBS Waivers (Home and Community Based Services). However, this waiver does not cover the room and board costs in dementia care residences.
On the contrary, Medicare doesn't cover the expense of aid for residents of memory care homes. Still, retirees can utilize Medicare benefits to pay for approved healthcare necessities in memory care residences in Shelby County.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits (A&A)
The U.S. Department of Veterans Affairs grants veterans VA Aid & Attendance benefits. Verify if you are eligible for them. This benefit can support a fraction of your memory care payments. Visit the U.S. Department of Veterans Affairs website to obtain detailed information.
Read more about: A&A Veteran Benefits
Retirement savings
Retirement funds are retirement income that senior individuals can get after they retire from work. This pension is a investment account where a designated amount of money is saved throughout the individual's employment. The pensioner can withdraw money periodically (monthly or yearly) to cover senior care facilities.
Reverse mortgage
A reverse mortgage is a home loan alternative. An aging real estate owner with significant home equity can tap into the price of the property and obtain funds. The money can come in the form of a steady stream of income, a one-time payout, or a credit line.
Bridge loans
You don't always have enough time to get organized for memory care; there might be a medical emergency, and you have to relocate a dementia patient to the senior care community. That is when you can think about a third-party bridge loan. Bridge loans assist in paying for your expenses during the surprise shift period. Many senior economic services provide bridge loans. You can clear the loan when you've got the cash available; e.g., you may sell a property after an emergency. However, a bridge loan is a precarious alternative. It would be advisable if you managed it with caution.
Read also: Bridge loans in senior care
Long Term Care Insurance (LTCI)
Long-term care insurance (LTCI) frequently is a phenomenal choice for paying senior living care. However, be careful that not all LTCI policies are identical. And LTCI will not cover all your costs. So, talk to your insurance agent and get details in advance.
Visit our Memory Care Alabama page to find more information.
Would you like to have broader knowledge about memory care financial assistance? Please read this article – How to pay for memory care?
Rules and Regulations for Memory Care in Shelby County
Shelby County memory care communities need to follow a comprehensive set of rules and regulations imposed by Alabama. These regulations are put in place so that the facilities are adequately trained to care for seniors. For instance, the memory care facilities in Shelby County go through highest level of training and education for the caregivers. This allows caregivers to be competent and professional while helping seniors with their daily needs. Visit our Alabama memory care page to find more information on the state-specific rules and regulations.
Additional Memory Care Resources for Seniors in Shelby County
Multiple government and non-profit agencies work with each other in Shelby County to provide seniors with more services. These services help seniors lead a better life in Shelby County. Concerning the Shelby County resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for retired elderlies from the memory care Alabama page.
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