13 Independent Living Facilities in Montgomery County, PA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 13 independent living communities in the Montgomery County area. If you’re looking for right independent living in Montgomery County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Montgomery County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Montgomery County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Montgomery County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Ashburn, Sterling, Herndon, Bethesda, Montgomery Village, Silver Spring, Severna Park, Fairfax, Fort Belvoir, Woodbridge, Arlington, Alexandria.
See The Best Independent Living Facilities around Montgomery County
Cost of Independent Living in Montgomery County, PA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Montgomery County is $3656 per month, which is 5% than the Pennsylvania average of $2901. And if compared to the national monthly average of $2795, Montgomery County retirement community cost is 3,868
What Are Alternate to Independent Living Senior Care Options in Montgomery County, PA?
Seniors in Montgomery County have different care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Montgomery County, there are alternative options to choose from. At the same time there are nursing homes in Montgomery County, memory care in Montgomery County, and home care in Montgomery County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Montgomery County, PA
Medicare does not directly cover living in independent living communities. But an individual may demand medical care for a limited time while residing there. Medicare might cover for that if the older adults meet the eligibility requirements. Nonetheless, elderly individuals will obtain standard Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help reduce some authorized medical expenses even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Some seniors can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to pay for independent living costs. Another option for many elderly individuals to afford for their independent living residence is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds help seniors finance for retirement services and obtain disability benefits. A specific amount is credited in social security accounts. You get them paid when you demand long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to finance benefits you receive during old age.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department creates plans and policies to fulfill the housing requirements of the USA. The HUD's program assists low-income older adults and their families with mortgage insurance coverage to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are provided to seniors receiving long-term care. Elderly can finance for retirement residential services through the LTCI benefits that the typical insurance does not cover. According to the 2020 data from the Administration for Community Living, about 70% of older adults over 65 will benefit from LTCI protection in the years to come. This includes aid with ADLs, costs of chronic health diseases, disabilities, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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