7 Independent Living Facilities in Silver Spring, MD
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 7 independent living communities in the Silver Spring area. If you’re looking for right independent living in Silver Spring, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Silver Spring. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Silver Spring.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Silver Spring, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Bethesda, Montgomery Village, Fairfax, Fort Belvoir, Arlington, Alexandria.
See The Best Independent Living Facilities around Silver Spring
Cost of Independent Living in Silver Spring, MD
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Silver Spring is $3825 per month, which is 19% than the Maryland average of $3537. And if compared to the national monthly average of $2795, Silver Spring retirement community cost is 4,716
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Weather and Climate in Silver Spring
Seasonal Temperatures: Silver Spring has a typical summer high of 88°F and a winter low of 25°F. And the yearly rainfall here is about 44 inches, while the snowfall is around 14 inch(es) on average.
Air Quality: The Average air quality index rating is usually 24, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Silver Spring for Elderly People
The health index of 92.6 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 89.1. The Silver Spring hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Silver Spring for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Silver Spring, MD?
Elderly residents in Silver Spring have different care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Silver Spring, there are various options to choose from. At the same time there are nursing homes in Silver Spring, memory care in Silver Spring, and home care in Silver Spring - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Silver Spring, MD
Medicare does not immediately pay for living in independent living facilities. But an individual may need medical care for a limited period while living there. Medicare might cover for that if the older adults meet the qualifications. However, older adults will receive typical Medicare payments like doctor’s visits, hospital stays, and others. Entitled seniors in retirement homes can also use their Medicaid and Veteran benefits. It will help offset some approved medical fees even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Some elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to pay for independent living costs. An alternative for many elderly individuals to finance for their independent living residence is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds assist elderly individuals cover for retirement services and get disability benefits. A certain amount is deposited in social security accounts. You receive them paid when you demand long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to cover benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department develops plans and regulations to address the housing needs of the USA. The HUD's program helps low-income seniors and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are available to elderly receiving long-term care. Seniors can pay for retirement residential services through the LTCI provisions that the typical insurance does not insure. According to the 2020 statistics from the Administration for Community Living, about 70% of older adults over 65 will require LTCI coverage in the years to come. This includes help with ADLs, costs of chronic health ailments, having a disability, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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