17 Independent Living Facilities in Somerdale, NJ
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 17 independent living communities in the Somerdale area. If you’re looking for right independent living in Somerdale, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Somerdale. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Somerdale.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Somerdale, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Cherry Hill, Glassboro, Voorhees, Sewell, Abington, Philadelphia, Havertown, Wyncote.
See The Best Independent Living Facilities around Somerdale
Cost of Independent Living in Somerdale, NJ
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Somerdale is $3656 per month, which is 42% than the New jersey average of $4760. And if compared to the national monthly average of $2795, Somerdale retirement community cost is 6,346
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Weather and Climate in Somerdale
Seasonal Temperatures: Somerdale has a typical summer high of 87°F and a winter low of 24°F. And the yearly rainfall here is about 47 inches, while the snowfall is around 13 inch(es) on average.
Air Quality: The Average air quality index rating is usually 49, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Somerdale for Elderly People
The health index of 85.6 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 88.4. The Somerdale hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Somerdale for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Somerdale, NJ?
Retired individuals in Somerdale have various care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Somerdale, there are different options to choose from. Similarly there are nursing homes in Somerdale, memory care in Somerdale, and home care in Somerdale - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Somerdale, NJ
Medicare does not directly cover living in independent living residences. But an individual may require medical care for a short time while living there. Medicare might cover for that if the older adults meet the eligibility requirements. Nevertheless, seniors will receive standard Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement homes can also use their Medicaid and Veteran advantages. It will help reduce some authorized medical fees even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Several seniors can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to pay for independent living costs. Another option for many seniors to afford for their independent living facility is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds help seniors cover for retirement services and get disability payments. A certain amount is credited in social security accounts. You get them paid when you need long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during old age.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department creates plans and guidelines to meet the housing demands of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are provided to seniors receiving long-term care. Elderly can cover the cost for retirement residential services through the LTCI allowances that the standard insurance does not include. Based on the 2020 data from the Administration for Community Living, about 70% of older adults over 65 will benefit from LTCI benefits in the upcoming years. This includes assistance with ADLs, costs of chronic health diseases, having a disability, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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