7 Independent Living Facilities in Chevy Chase, MD
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 7 independent living communities in the Chevy Chase area. If you’re looking for right independent living in Chevy Chase, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Chevy Chase. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Chevy Chase.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Chevy Chase, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Bethesda, Montgomery Village, Silver Spring, Fairfax, Fort Belvoir, Arlington, Alexandria.
See The Best Independent Living Facilities around Chevy Chase
Cost of Independent Living in Chevy Chase, MD
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Chevy Chase is $3825 per month, which is 19% than the Maryland average of $3537. And if compared to the national monthly average of $2795, Chevy Chase retirement community cost is 4,716
What Are Alternate to Independent Living Senior Care Options in Chevy Chase, MD?
Retired individuals in Chevy Chase have different care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Chevy Chase, there are various options to choose from. Likewise there are nursing homes in Chevy Chase, memory care in Chevy Chase, and home care in Chevy Chase - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Chevy Chase, MD
Medicare does not instantly pay for living in independent living residences. But an individual may need medical care for a brief duration while living there. Medicare might cover for that if the older adults meet the qualifications. Nevertheless, seniors will receive regular Medicare coverage like doctor’s visits, hospital stays, and others. Entitled seniors in retirement facilities can also use their Medicaid and Veteran benefits. It will help offset some validated medical expenses even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to settle for independent living expenses. An alternative for many older adults to afford for their independent living accommodation is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds support seniors pay for retirement services and obtain disability benefits. A certain amount is transferred in social security accounts. You get them paid when you require long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to pay for benefits you receive during retirement.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department creates strategies and policies to meet the housing demands of the USA. The HUD's program assists low-income older adults and their families with mortgage insurance coverage to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are offered to seniors receiving long-term care. Elderly can finance for retirement living services through the LTCI allowances that the typical insurance does not include. Based on the 2020 data from the Administration for Community Living, about 70% of elderly over 65 will benefit from LTCI benefits in the future. This includes aid with ADLs, costs of chronic health ailments, disabilities, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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