Home Care in Philadelphia, PA
There are around 17.8% of seniors over 65 in Pennsylvania. On average, residents will need to spend $ every month for Home Care in Philadelphia, which is 3,868 than the national average of $4,290 each month.
BoomersHub has put together a full database of every home care provider in the Philadelphia, along with types of care supplied, services provided, and reviews from families who've utilized the service. We have prepared a list of resources to assist seniors and their families in obtaining all the information they require to safely and elegantly age in place.
See The Best Home Care Facilities around Philadelphia
Cost of Home Care in Philadelphia, PA
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Home Care in Philadelphia is $4671 per month, which is 21% to the Pennsylvania average of $3868. And as compared to the national monthly average of $4000, Philadelphia Assisted Living cost is almost 3,868.
Weather and Climate in Philadelphia
Seasonal Temperatures: Philadelphia has a typical summer high of 87°F and a winter low of 26°F. And the yearly rainfall here is about 47 inches, while the snowfall is around 13 inch(es) on average.
Air Quality: The Average air quality index rating is usually 39, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Philadelphia for Elderly People
The health index of 98.4 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 97. The Philadelphia hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Philadelphia for any common or chronic health condition.
What are Alternate to Home Care Senior Care Options in Philadelphia,PA?
Seniors in Philadelphia have various options besides home care, depending on their care level and medical situation. There are other options if you are looking for nursing homes in Philadelphia. Similarly there are assisted living in Philadelphia, independent living in Philadelphia, and memory care facilities in Philadelphia are also options you can look for.
Want to know more about Home Care alternatives? Read here - Homecare alternatives: What other senior care options are available?
Common Home Care Services
The typical home care services or facilities may differ depending on the specific needs of the older adult receiving care. However, some regular services offered by home care providers that include assistance with activities of daily living (ADLs) such as bathing, dressing, grooming, and toileting. Medication management, including reminders to take medications and meal preparation with feeding assistance.
How to Pay for Home Care in Philadelphia, PA?
When it comes to this distinct type of care, the essential question is - how can I cover the cost of Home Care services? We have enumerated the best available payment options for home care services. There are various choices open for seniors to investigate. How you cover home care depends on what you regard most fitting for your situation. Moreover, you might also choose Government funding for home care services.
There are as many as 5 means to pay for home care services for seniors. They include:
Private pay options (out of pocket payments)
Paying by yourself is the most frequent method of payment. However, it's not a simple choice to adopt. To cover the cost, you may have to utilize your money or dispose of some of your other possessions. Nonetheless, it's typical to do so to cover such costs.
Long-Term Care Insurance (LTCI)
Long-term care insurance (LTCI) is often an excellent resource to finance home care. However, exercise caution that not all LTCI plans are alike. Some may not pay for all your charges; therefore, consult your insurance provider and acquire particulars in advance.
Private health insurance
There are numerous personal health insurances available for seniors to enroll in. They will differ from state to state. Thus, it is best to study your state page on our website and discover specific home care payment alternatives.
VA benefits
The U.S. Department of Veterans Affairs offers veterans VA Aid & Attendance benefits. Check if you are eligible for them. To be eligible for VA Aid & Attendance privileges for home care, veterans must meet distinct standards including having a service-connected disability or being unable to leave their home due to a health condition. If you are, this pension can pay for a big part of your Home Care payments. Visit the U.S. Department of Veterans Affairs website to get detailed information.
Read more about: A&A Veteran Benefits
Medicare and Medicaid
These policies might be helpful for a short-term crisis period but never in the long run. Coverage levels and benefits differ broadly among states. Make sure to check the terms that apply to you before relying on any of these.
Here you can read a bit more about Medicare benefits for seniors
Want to know more about how to finance Home Care services? Read here – Paying for Home Care: What are the options?
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