Home Care in Oakland County, MI
There are around 17% of seniors over 65 in Michigan. On average, residents will need to spend $ every month for Home Care in Oakland County, which is 4,071 than the national average of $4,290 each month.
BoomersHub has put together a full database of every home care provider in the Oakland County, along with types of care supplied, services provided, and reviews from families who've utilized the service. We have prepared a list of resources to assist seniors and their families in obtaining all the information they require to safely and elegantly age in place.
You may also take into consideration Home Care facilities in nearby cities like: Detroit, Taylor, Southfield, Flint, Brownstown, Dearborn Heights, Madison Heights, Redford, Eastpointe, Livonia, Grand Blanc, Canton, Clawson, Novi, Waterford, Troy, Lapeer, Ferndale, Dearborn.
See The Best Home Care Facilities around Oakland County
Cost of Home Care in Oakland County, MI
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Home Care in Oakland County is $4671 per month, which is 15% to the Michigan average of $4071. And as compared to the national monthly average of $4000, Oakland County Assisted Living cost is almost 4,071.
What are Alternate to Home Care Senior Care Options in Oakland County,MI?
Elderly residents in Oakland County have different options besides home care, depending on their care level and medical situation. There are other care types if you are looking for nursing homes in Oakland County. Likewise there are assisted living in Oakland County, independent living in Oakland County, and memory care facilities in Oakland County are also options you can look for.
Want to know more about Home Care alternatives? Read here - Homecare alternatives: What other senior care options are available?
Common Home Care Services
The usual home care services or facilities may vary depending on the specific needs of the senior receiving care. However, some frequent services offered by home care providers that include assistance with activities of daily living (ADLs) such as bathing, dressing, grooming, and toileting. Medication management, including reminders to take medications and meal preparation with feeding assistance.
How to Pay for Home Care in Oakland County, MI?
When it comes to this distinct type of care, the crucial question is - how can I cover the cost of Home Care services? We have outlined the best feasible payment options for home care services. There are several choices available for seniors to investigate. How you finance home care depends on what you consider most appropriate for your situation. Moreover, you may also opt for Government funding for home care services.
There are as many as 5 methods to pay for home care services for seniors. They include:
Private pay options (out of pocket payments)
Paying by yourself is the most usual method of payment. However, it's not a straightforward decision to adopt. To cover the cost, you may have to use your savings or liquidate some of your other property. Nonetheless, it's typical to do so to cover such costs.
Long-Term Care Insurance (LTCI)
Long-term care insurance (LTCI) is often an excellent resource to finance home care. However, take caution that not all LTCI policies are alike. Some may not take care of all your expenses; therefore, consult your insurance provider and obtain particulars ahead of time.
Private health insurance
There are several private health insurances accessible for seniors to enroll in. They change from state to state. Thus, it is advisable to check your state page on our platform and find out exact home care payment choices.
The U.S. Department of Veterans Affairs offers veterans VA Aid & Attendance benefits. Confirm if you are entitled for them. To be eligible for VA Aid & Attendance privileges for home care, veterans must meet particular requirements including having a service-connected disability or being unable to leave their home due to a health condition. If you are, this pension can fund a substantial amount of your Home Care payments. Visit the U.S. Department of Veterans Affairs website to get detailed information.
Read more about: A&A Veteran Benefits
Medicare and Medicaid
These schemes might be helpful for a short-term crisis period but never in the long run. Benefit structures and offerings fluctuate broadly among states. Make sure to check the terms that apply to you before relying on any of these.
Here you can read a bit more about Medicare benefits for seniors
Want to know more about how to finance Home Care services? Read here – Paying for Home Care: What are the options?
Free consultation with our certified, senior advisors