274 Assisted Living Facilities in Union County, NJ
Seniors who require daily assistance with ADLs and IADLs can live in assisted living communities. They provide supervision, personal care, and recreation activities for seniors. These communities may also include transportation assistance and minimal nursing care. Under certain conditions, assisted living communities may also provide respite care, hospice care, or dementia care.
Complete Guide to Assisted Living
BoomersHub found 274 assisted living options in the Union County area. On average, these senior living communities in Union County can cost $6950 per month (Genworth Cost of Care Survey 2021). We've compiled detailed information on pricing, amenities, and services each facility offers to help you narrow down your search. Whether you're considering luxury assisted living in Union County or want to stick to a budget, we'll work alongside you. Our local advisors can help families make informed decisions for FREE in selecting the best-assisted living facility near Union County.
To speak with one of our experienced Family Advisors about the top assisted living facilities in Union County, call +(877) 409-0666 or get in touch through info@boomershub.com today.
You may also take into consideration Assisted Living facilities in nearby cities like: Fairfield, Edgewater, West Orange, Westfield, Mountainside, Saddle River, Waldwick, Wayne, Cresskill, Emerson, Norwood, Paramus, Westwood, Shrewsbury, Belmar, Howell, Lincroft, Marlboro, Middletown, Neptune, Randolph.
See The Best Assisted Living Facilities around Union County
Cost of Assisted Living in Union County, NJ
According to Genworth Financials' 2021 Cost of Care Survey, the average cost of Assisted Living in Union County is $6950 per month, which is 10% to the New jersey average of $6,346. And as compared to the national monthly average of $4,000, Dallas Assisted Living's cost is almost similar.
What Are Alternate to Assisted Living Senior Care Options in Union County, NJ?
Retired individuals in Union County have several care options besides assisted living, depending on their care level and medical situation. There are other care types if you do not need continuous care assistance - then you should look for independent living in Union County. At the same time there are nursing homes in Union County, memory care in Union County, and home care in Union County are also options you can explore if you (or your relative) requires a certain level of medical assistance.
Would you like to get to know more about other care options? Read this article - Alternatives to assisted living: what other care options are available?
Assisted Living Financial Assistance for Seniors in Union County, NJ
There are various financial assistance choices obtainable for senior citizens to pay the expenses of Assisted Living in Union County. Furthermore, non-profit entities and Union County-area agencies offer assistance towards improved senior living in Union County, NJ.
Private Pay
Direct payment is the most secure method to cover the cost of Assisted Living in Union County. This is because you foot the bill for the low-cost assisted living close to you. Nevertheless, it is not necessarily the most straightforward choice for most older adults. In that scenario, you can make use of a combination of the following options.
Reverse mortgage
A reverse mortgage is a home loan alternative. An senior home owner with considerable home equity can withdraw the value of their property and get funds. The money can come in the form of a fixed monthly payment, a lump sum, or a credit line.
Medicaid and Medicare benefits
Every state has its own unique Medicaid program to help lower-income residents with healthcare-related expenses. Additionally, Medicaid covers specific prolonged care bills for eligible aging individuals. However, you will need to meet the region-specific requirements to be approved for the Medicaid coverage in Union County. To cover assisted living in New jersey, the state primarily utilizes HCBS Waivers (Home and Community-Based Services). However, this waiver does not finance the room and board costs in assisted living.
On the other hand, Medicare doesn't cover the price of ADLs assistance for residents of assisted living facilities. Nonetheless, elderly individuals can utilize Medicare benefits to cover approved healthcare necessities in assisted living residences in Union County.
Here you can read a bit more about Medicare benefits for seniors
Veteran benefits
The VA’s (Veteran Administration) Aid & Attendance program in Union County, NJ provides monthly pensions to suitable veterans and their spouses to assist with assisted living expenses. Veterans can also employ their supplementary benefits to cover assisted living costs in Union County.
Read more about: A&A Veteran Benefits
For more information about different ways to finance assisted living please read this article – How to pay for assisted living?
Rules and Regulations for Assisted Living in Union County, NJ
Union County Assisted Living communities are required to follow a a set of guidelines and regulations designed by New jersey. These regulations are to ensure that the facilities are adequately trained to care for seniors. For instance, the Assisted Living care facilities in Union County ensure highest level of training and education for the caregivers. This enables caregivers to be competent and professional while helping seniors with their daily needs. Visit our New jersey Assisted Living page to find more information on the state-specific rules and guidelines.
Additional Assisted Living Resources for Seniors in Union County
Numerous government and non-profit agencies work collectively in Union County to provide residents with better services. These services help seniors can lead an enhanced life in Union County. Depending on the Union County resources, they can include free meal delivery services, utility billing programs, medical programs, and others. Find out the available free resources for senior citizens from the Assisted Living New jersey Page
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