BoomersHub
(877) 409-0666

Memory Care in Indiana

Reviewed by BoomersHub Senior Living AdvisorsUpdated

Compare communities across 158 cities and 17 counties. Indiana averages $7,049 per month for memory care — $1,985 more than the national average, and BoomersHub advisors help you shortlist, confirm pricing, and book tours for free.

Why families choose Indiana

Indiana has a four-season Midwest climate and draws retirees for affordable small-city and suburban living with respected Indianapolis-area hospitals. Communities cluster across Indianapolis, Fort Wayne, Evansville, and Carmel, from small residential care homes to full-campus senior-living properties. This guide walks through what memory care in Indiana costs, how families pay for it, the state's licensing rules, and how to shortlist communities without doing the legwork alone.

Find the best memory care facilities in Indiana

Start with a major metro, or jump straight to your town in the A–Z directory. Every link opens that city's memory care options.

158 cities · 17 counties

Browse memory care by county

Indiana costs more than the states around it

The average cost of memory care in Indiana is $7,049 per month, above the national average of $5,064. Your actual rate depends on the city, apartment size, and level of care, which is what our advisors confirm for you before you tour.

Average monthly cost of memory care

  • National average$5,064
  • Indiana$7,049
  • Illinois$5,357
  • Kentucky$4,808
  • Michigan$5,088
  • Ohio$5,256

State averages. Individual community rates vary by city, floor plan, and care level.

How memory care compares to other senior care

Average monthly cost in Indiana by care type. Tap any card to explore that care type across the state.

Indiana state averages. Bars are scaled to the highest cost shown.

How to pay for memory care in Indiana

Most Indiana families combine two or three of these. An advisor walks through which apply to your situation.

  • Option 1

    Private pay

    Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.

  • Option 2

    Selling your home

    Selling a parent's home can help finance memory care, especially once the home is no longer occupied. Proceeds often fund several years of care.

  • Option 3

    Reverse mortgage

    Homeowners aged 62+ can convert part of their home equity into cash while retaining ownership, with no loan payments due while living in the home. A spouse may remain in the home while proceeds help pay for a partner's care.

  • Option 4

    Long-term care insurance

    LTC policies typically begin paying out when the policyholder needs help with two or more activities of daily living, such as bathing, dressing, or eating. Check the policy's elimination period and daily benefit before counting on it.

  • Option 5

    Veteran's programs

    Veterans with at least 90 days of active duty (including one day during wartime) may qualify for VA benefits such as Aid & Attendance, which can add a monthly amount on top of a VA pension.

  • State program

    Medicaid in Indiana

    Indiana Medicaid's Veterans Administration (VA) Centers in Inidana program helps eligible lower-income seniors with memory care costs in participating communities. Waivers typically do not cover room and board.

Free memory care resources in Indiana

What you should know about Indiana

The Indiana median for memory care sits below the national average, driven by lower cost of living, competitive staffing, and a supply mix that trends smaller and more affordable. Where a state lands depends on labour costs, cost of living, and the mix of urban vs rural communities. Your actual rate depends on the city, apartment size, and level of care — an advisor confirms current pricing for any community you're considering, free.

A Indiana expert in your corner, at no cost

Searching Indiana alone is overwhelming. Our advisors know the memory care communities, the real pricing, and the availability across Indiana, and they do the legwork for you.

  • A shortlist matched to your care needs, budget, and preferred Indiana cities
  • Confirmed pricing and availability before you ever tour
  • Tours scheduled and move-in arrangements handled with your family
(877) 409-0666
  • 175Indiana cities and counties covered on BoomersHub
  • 1,000+Families guided to the right community since 2019
  • $0Cost to you. Our service is completely free for families

Important resources about memory care

Guides written for families starting the search, from first conversations to moving day.

FAQs related to memory care

How can I get my parents into Memory Care in Indiana?

Start with an honest family conversation and a needs assessment from their physician. Tour two or three Indiana communities together, ask about care levels and pricing, then complete the community's health assessment and residency agreement. A BoomersHub advisor can shortlist communities, confirm pricing, and schedule tours for free.

What is pet-friendly Memory Care?

Pet-friendly Memory Care communities welcome residents' cats, small dogs, or other companion animals, usually with size limits, a pet deposit, and the expectation that the resident or family can care for the pet. Ask each Indiana community for its written pet policy before move-in.

What is the total number of Memory Care facilities in the US?

Over 30,000 licensed Memory Care communities across the United States, housing more than 800,000 residents (AHCA / NCAL industry data). Ranges from large resort-style campuses to small residential care homes.

Which states have the highest number of Memory Care facilities?

Large states lead the count: California, Florida, and Texas consistently rank among the top states for the number of licensed Memory Care communities.

What are the cheapest states to live in as a senior?

Southern and Midwestern states consistently rank among the most affordable for Memory Care — Mississippi, Alabama, Arkansas, North Dakota, and South Dakota all sit well below the national median. New England, the West Coast, and Alaska are the expensive end.

What is the average age of a Memory Care resident?

The average Memory Care resident is in their mid-80s. A typical resident needs help with 2 or 3 daily activities — bathing, dressing, medication management. Many move in after living alone became difficult rather than after a single medical event.

Can you keep pets in Memory Care facilities?

Many Indiana communities allow pets — most commonly cats and small dogs, subject to the community's pet policy. Expect size or breed limits, a pet deposit, and a check that the resident or family can handle daily pet care.

Do the total costs of Memory Care include medical care?

Usually not. The base monthly rate typically covers housing, meals, housekeeping, activities, and help with daily activities. Medical services (doctor visits, therapy, medications) are billed separately, often through Medicare or private insurance. Ask each community exactly where its rate ends and medical billing begins.

Do Memory Care communities allow visitors?

Yes. Family and friends are welcome at Indiana Memory Care communities, subject to reasonable visiting hours and sign-in policies. Many communities also host family dinners, holiday events, and overnight guest options.

Does Indiana Medicaid pay for Memory Care?

Partially. Indiana Medicaid programs (HCBS waivers) can cover personal-care services in participating Memory Care facilities for eligible lower-income seniors. Waivers do not pay for room and board, and not every community participates, so confirm before touring.

What families say about Indiana

Memory Care

My mom, 88 years old, has been a resident here for nearly three years. The facilities were renovated in the last six months and now the environment is bright and inviting. Staff are friendly and responsive. My mother has dementia and I could not ask for better care. Willow Lake Place staff takes such good care of my mom that I can't imagine taking as much. It's a wonderful facility!

Unknown · Bloom at Willow · Indianapolis

Memory Care

American Village provided professional care for my cousin. During the three months my cousin was at American Village, all staff were friendly and accommodating to her family and friends. They were respectful and attentive to my cousin's concerns, which allowed her to keep her dignity. They were never rude to her. She was a kind and considerate person, who treated everyone, even American Village staff, with respect. She was given cards and small mementos by the staff when she was discharged.

Unknown · American Village · Indianapolis

Memory Care

My mom and her husband live in the memory care facility. The staff are always available to answer my questions. This gives me the peace of mind knowing that my mom is being cared for as she cannot be left alone. After visiting the facility, Susan from staff was very helpful and able to guide us through the process. My sister, who lives nearby, calls me weekly to check on the situation. She is very happy with the care she receives and the staff at the memory care side are always available to answer any questions.

Unknown · AVIVA Valparaiso · Valparaiso

Memory Care

Beautiful community with amazing apartment options! Every day, the leadership team goes above and beyond to help their residents and their families. This is the place to be if you're looking for a community that will care for your loved one.

Unknown · Allisonville Meadows Assisted Living · Fishers

Memory Care

Summit Woods' staff has been fantastic in assisting my mother for the past five years! During the pandemic, it was extremely safe and always available. They go out of their way to get to know the residents and provide active opportunities. Thank you so much for looking after my mother!!

Unknown · Golden Living Center Brentwood · Evansville

Memory Care

Clinton House is a wonderful facility for your family. All staff members are helpful and friendly. It is a wonderful facility that values teamwork and cares about the residents. Clinton House is a great place to live and work. "We are family serving our families."

Unknown · Aperion Care Frankfort · Frankfort

Explore memory care in nearby states

Find the right Indiana community, without the guesswork

Tell us what matters to your family. A local advisor sends a matched shortlist with confirmed pricing, free.

(877) 409-0666