Private pay
Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.
Reviewed by BoomersHub Senior Living AdvisorsUpdated
Compare communities across 77 cities and 11 counties. Colorado averages $8,230 per month for memory care — $3,166 more than the national average, and BoomersHub advisors help you shortlist, confirm pricing, and book tours for free.
Colorado has a sunny, dry mountain climate and draws retirees for a health-conscious active-adult culture, strong hospital systems along the Front Range, and quick access to the Rockies. Communities cluster across Denver, Colorado Springs, Boulder, and Fort Collins, from small residential care homes to full-campus senior-living properties. This guide walks through what memory care in Colorado costs, how families pay for it, the state's licensing rules, and how to shortlist communities without doing the legwork alone.
Start with a major metro, or jump straight to your town in the A–Z directory. Every link opens that city's memory care options.
The average cost of memory care in Colorado is $8,230 per month, above the national average of $5,064. Your actual rate depends on the city, apartment size, and level of care, which is what our advisors confirm for you before you tour.
State averages. Individual community rates vary by city, floor plan, and care level.
Average monthly cost in Colorado by care type. Tap any card to explore that care type across the state.
$6,584/mo
$5,267/mo
$8,230/mo
24/7 dementia-specialized care
$12,182/mo
$607/mo
Colorado state averages. Bars are scaled to the highest cost shown.
Most Colorado families combine two or three of these. An advisor walks through which apply to your situation.
Many families pay for care with private funds: personal savings, pension payments, retirement accounts, or a combination of these and family contributions.
Selling a parent's home can help finance memory care, especially once the home is no longer occupied. Proceeds often fund several years of care.
Homeowners aged 62+ can convert part of their home equity into cash while retaining ownership, with no loan payments due while living in the home. A spouse may remain in the home while proceeds help pay for a partner's care.
LTC policies typically begin paying out when the policyholder needs help with two or more activities of daily living, such as bathing, dressing, or eating. Check the policy's elimination period and daily benefit before counting on it.
Veterans with at least 90 days of active duty (including one day during wartime) may qualify for VA benefits such as Aid & Attendance, which can add a monthly amount on top of a VA pension.
Colorado Medicaid can help eligible lower-income seniors offset memory care costs through the Elderly, Blind and Disabled (EBD) Waiver. The program does not pay room and board, and not every Colorado community participates — confirm before you tour.
Elderly, Blind and Disabled (EBD) Waiver detailsEvery memory care community in Colorado is licensed and inspected by Colorado Department of Public Health & Environment — Health Facilities Division. Colorado licenses 1 settings — see the cards below for what each covers. Communities must meet standards for staffing, caregiver training, medication administration, and building safety, with managers and staff completing continuing in-service training each year.
Assisted Living Residence (ALR)
Colorado's standard licence — covers apartment-style residences that provide meals, personal care, and health monitoring; alternative-care facility (ACF) endorsement covers Medicaid participation.
Alpine Area Agency on Aging
Colorado Area Agencies on Aging
Boulder County Area Agency on Aging
Colorado Area Agencies on Aging
Denver Regional Council of Governments
Colorado Area Agencies on Aging
East Central Colorado Area Agency on Aging
Colorado Area Agencies on Aging
Larimer County Office on Aging
Colorado Area Agencies on Aging
Lower Arkansas Valley Area Agency on Aging
Colorado Area Agencies on Aging
Northeastern Colorado Area Agency on Aging
Colorado Area Agencies on Aging
Northwest Colorado Area Agency on Aging
Colorado Area Agencies on Aging
Pikes Peak Area Council of Governments/ Pikes Peak Area Agency on Aging
Colorado Area Agencies on Aging
Pueblo Area Agency on Aging
Colorado Area Agencies on Aging
Region 10 Area Agency on Aging
Colorado Area Agencies on Aging
San Juan Basin Area Agency on Aging
Colorado Area Agencies on Aging
South Central Colorado Seniors, Inc
Colorado Area Agencies on Aging
South Central Council of Governments Area Agency on Aging
Colorado Area Agencies on Aging
Upper Arkansas Area Agency on Aging
Colorado Area Agencies on Aging
Weld County Area Agency on Aging
Colorado Area Agencies on Aging
The Colorado median for memory care sits above the national average, driven by metro Denver population growth, strong demand, and a workforce that commands above-average wages. Where a state lands depends on labour costs, cost of living, and the mix of urban vs rural communities. Your actual rate depends on the city, apartment size, and level of care — an advisor confirms current pricing for any community you're considering, free.
Searching Colorado alone is overwhelming. Our advisors know the memory care communities, the real pricing, and the availability across Colorado, and they do the legwork for you.
Guides written for families starting the search, from first conversations to moving day.
Start with an honest family conversation and a needs assessment from their physician. Tour two or three Colorado communities together, ask about care levels and pricing, then complete the community's health assessment and residency agreement. A BoomersHub advisor can shortlist communities, confirm pricing, and schedule tours for free.
Pet-friendly Memory Care communities welcome residents' cats, small dogs, or other companion animals, usually with size limits, a pet deposit, and the expectation that the resident or family can care for the pet. Ask each Colorado community for its written pet policy before move-in.
Over 30,000 licensed Memory Care communities across the United States, housing more than 800,000 residents (AHCA / NCAL industry data). Ranges from large resort-style campuses to small residential care homes.
Large states lead the count: California, Florida, and Texas consistently rank among the top states for the number of licensed Memory Care communities.
Southern and Midwestern states consistently rank among the most affordable for Memory Care — Mississippi, Alabama, Arkansas, North Dakota, and South Dakota all sit well below the national median. New England, the West Coast, and Alaska are the expensive end.
The average Memory Care resident is in their mid-80s. A typical resident needs help with 2 or 3 daily activities — bathing, dressing, medication management. Many move in after living alone became difficult rather than after a single medical event.
Many Colorado communities allow pets — most commonly cats and small dogs, subject to the community's pet policy. Expect size or breed limits, a pet deposit, and a check that the resident or family can handle daily pet care.
Usually not. The base monthly rate typically covers housing, meals, housekeeping, activities, and help with daily activities. Medical services (doctor visits, therapy, medications) are billed separately, often through Medicare or private insurance. Ask each community exactly where its rate ends and medical billing begins.
Yes. Family and friends are welcome at Colorado Memory Care communities, subject to reasonable visiting hours and sign-in policies. Many communities also host family dinners, holiday events, and overnight guest options.
Partially. Colorado Medicaid programs (HCBS waivers) can cover personal-care services in participating Memory Care facilities for eligible lower-income seniors. Waivers do not pay for room and board, and not every community participates, so confirm before touring.
My mom has lived here for more than 3 years. She enjoys the food and all the activities they provide. Bingo, bus rides, arts and crafts are just some of the many activities offered. They have happy hour on Friday afternoons and my mom really enjoys listening to live music. Bear Creek Senior Living is not all about the great food, activities, or live music. The employees who work there are the best. It shows that they truly care about the residents. I feel secure knowing that my Mom is well taken care of.
Cynthia · Bear Creek Senior Living · Colorado Springs
It is life-changing for both the parent and their child to move from their 40-year-old home to a new location. We decided to move my father, who is 92 years old and has early-stage dementia, from Florida to Colorado. He lives near us. We considered every retirement community in Parker, but we chose Lincoln Meadows due to the people. Their compassion for residents is evident from the moment you meet them. While you will see communities with more "shine", what matters most to our family was the support and assistance my father received. This is not an easy transition and can be very stressful for the family. Lincoln Meadows has been there to support us throughout the process.Staff have been an incredible rock and they helped us make the right choice. The entire team takes the time to get to know each parent and makes them feel at home. It is difficult to choose a facility for your parents. But, focus on the care and not the beautiful finishes. Anyone can open up a beautiful asset. Make sure you know the people behind it. The transition can be difficult, but it is worth it. I'm so happy to see my dad enjoying his life again after two years. Thank you Lincoln Meadows Team!
Nancy · Lincoln Meadows Senior Living · Parker
My mother-in law has been a resident at Atria for many years. Recently, she moved to Assisted Living. Her manager at Atria, is a great friend. He has been so supportive during her transition. Their COVID care was excellent, even though she missed many of her friends. They even set up a Zoom Call with her entire family for Christmas that she really enjoyed. Atria is a great choice for your loved ones.
Deanna · Atria Longmont · Longmont
Our mom was moved here by us in July 2021. She was unhappy at another facility, where she lived before moving here. Bonadventure is a large apartment with friendly staff and many activities. Mom, my sister, and I chose Bonadventure for our mom. Mom lives in a large, one-bedroom apartment with a fully equipped kitchen and a huge bathroom. Many of the comments about changing staff were very true, but my experience was a little different. Assisted-Living Director, was there when mom moved in. The Director has become like a family member. She takes care of all my mom's needs. Due to Parkinson's, my mom must have her pills every day. She listened to my mom's needs and made arrangements to ensure that she gets her pills every day within the 30 minute time frame. It is difficult to do this with so many residents, but it is possible. It will happen, I know that. My mom's day med tech, is still there. She is great with my mom. The housekeeper, still there. Every week, mom's house is cleaned. The driver, is still there. He is patient with the elderly and has a great attitude. The director of the facility is very welcoming and accommodating. She also has an open policy for family members. That is what I love. It gives me the confidence that I will get the answers I need, if I ever have a question. Bingo, happy hour, exercise class, gardening, book club and day trips to Walmart, King Soopers, or scenic drives are all things Mom enjoys. She is a good friend and enjoys the community. We regret not having chosen Bonadventure sooner. Here, Mom is doing well. As a daughter, I can't ask for more. She is happy, well looked after and she is very content. Bonadventure staff, thank you for all you do to make my mom happy, safe and comfortable.
Jadine · Bonaventure Of Colorado Springs · Colorado Springs
After breaking my sacrum, I was unable to care for myself at home so I spent a week at Brookdale Greenwood Village. Excellent care. Staff were kind and caring. Excellent food. Cleanliness was excellent. The occupational and physical therapists were knowledgeable and helpful. The facility is highly recommended by me and my friends.
Donna · Brookdale Greenwood Village · Englewood
Springbrooke is a lovely place. They took excellent care of my husband. The staff are amazing. They are kind and helpful. It's like coming home.
Harper · Springbrooke Retirement And Assisted Living · Denver
Tell us what matters to your family. A local advisor sends a matched shortlist with confirmed pricing, free.