3 Independent Living Facilities in Lake Stevens, WA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 3 independent living communities in the Lake Stevens area. If you’re looking for right independent living in Lake Stevens, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Lake Stevens. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Lake Stevens.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Lake Stevens, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Mountlake Terrace, Everett, Monroe.
See The Best Independent Living Facilities around Lake Stevens
Cost of Independent Living in Lake Stevens, WA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Lake Stevens is $4875 per month, which is 8% than the Washington average of $3964. And if compared to the national monthly average of $2795, Lake Stevens retirement community cost is 5,285
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Weather and Climate in Lake Stevens
Seasonal Temperatures: Lake Stevens has a typical summer high of 74°F and a winter low of 35°F. And the yearly rainfall here is about 44 inches, while the snowfall is around 4 inch(es) on average.
Air Quality: The Average air quality index rating is usually 52, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Lake Stevens for Elderly People
The health index of 84.2 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 83.8. The Lake Stevens hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Lake Stevens for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Lake Stevens, WA?
Seniors in Lake Stevens have wide range of care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Lake Stevens, there are alternative options to choose from. Likewise there are nursing homes in Lake Stevens, memory care in Lake Stevens, and home care in Lake Stevens - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Lake Stevens, WA
Medicare does not immediately pay for living in independent living residences. But an individual may need medical care for a brief duration while living there. Medicare may pay for that if the seniors meet the qualifications. Nevertheless, seniors will get typical Medicare payments like doctor’s visits, hospital stays, and others. Qualified seniors in retirement communities can also use their Medicaid and Veteran benefits. It will help diminish some validated medical fees even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Several older adults can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to pay for independent living costs. A different choice for many seniors to finance for their independent living accommodation is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds support seniors cover for retirement services and obtain disability benefits. A specific amount is transferred in social security accounts. You get them paid when you need long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to finance benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department establishes plans and policies to address the housing needs of the USA. The HUD's program helps low-income elderly individuals and their families with mortgage insurance benefits to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are provided to older adults receiving long-term care. Older adults can finance for retirement living services through the LTCI benefits that the regular insurance does not insure. In regards to the 2020 statistics from the Administration for Community Living, about 70% of seniors over 65 will require LTCI protection in the future. This includes assistance with ADLs, costs of chronic health ailments, having a disability, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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