9 Independent Living Facilities in Lubbock County, TX
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 9 independent living communities in the Lubbock County area. If you’re looking for right independent living in Lubbock County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Lubbock County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Lubbock County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Lubbock County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Plainview, Levelland, Lubbock.
See The Best Independent Living Facilities around Lubbock County
Cost of Independent Living in Lubbock County, TX
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Lubbock County is $2475 per month, which is 34% than the Texas average of $2805. And if compared to the national monthly average of $2795, Lubbock County retirement community cost is 3,740
What Are Alternate to Independent Living Senior Care Options in Lubbock County, TX?
Senior citizens in Lubbock County have multiple care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Lubbock County, there are different options to choose from. Likewise there are nursing homes in Lubbock County, memory care in Lubbock County, and home care in Lubbock County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Lubbock County, TX
Medicare does not instantly compensate for living in independent living residences. But a person may require medical care for a brief period while staying there. Medicare might cover for that if the older adults meet the eligibility requirements. However, elderly individuals will get typical Medicare payments like doctor’s visits, hospital stays, and others. Entitled seniors in retirement communities can also use their Medicaid and Veteran advantages. It will help reduce some approved medical costs even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Some seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to pay for independent living costs. A different choice for many elderly individuals to afford for their independent living residence is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds help older adults finance for retirement services and receive disability payments. A particular amount is credited in social security accounts. You get them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to pay for benefits you receive during old age.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department develops plans and guidelines to address the housing demands of the USA. The HUD's program helps low-income elderly individuals and their families with mortgage insurance coverage to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are offered to seniors receiving long-term care. Elderly can finance for retirement community services through the LTCI benefits that the typical insurance does not cover. According to the 2020 statistics from the Administration for Community Living, about 70% of seniors over 65 will benefit from LTCI protection in the upcoming years. This includes aid with ADLs, costs of chronic health ailments, being disabled, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
