2 Independent Living Facilities in Charleston, SC
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 2 independent living communities in the Charleston area. If you’re looking for right independent living in Charleston, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Charleston. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Charleston.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Charleston, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Mount Pleasant.
See The Best Independent Living Facilities around Charleston
Cost of Independent Living in Charleston, SC
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Charleston is $2693 per month, which is 22% than the South carolina average of $2604. And if compared to the national monthly average of $2795, Charleston retirement community cost is 3,472
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Weather and Climate in Charleston
Seasonal Temperatures: Charleston has a typical summer high of 90°F and a winter low of 39°F. And the yearly rainfall here is about 48 inches, while the snowfall is around 0 inch(es) on average.
Air Quality: The Average air quality index rating is usually 59, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Charleston for Elderly People
The health index of 98.1 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 102.3. The Charleston hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Charleston for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Charleston, SC?
Seniors in Charleston have wide range of care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Charleston, there are alternative options to choose from. Likewise there are nursing homes in Charleston, memory care in Charleston, and home care in Charleston - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Charleston, SC
Medicare does not immediately cover living in independent living residences. But a person may demand medical care for a limited time while residing there. Medicare may pay for that if the seniors meet the qualifications. Nevertheless, seniors will obtain regular Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement homes can also use their Medicaid and Veteran benefits. It will help diminish some authorized medical fees even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few older adults can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to pay for independent living expenditures. A different choice for many elderly individuals to pay for their independent living accommodation is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds support older adults cover for retirement services and receive disability compensation. A certain amount is transferred in social security accounts. You get them paid when you require long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during old age.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department creates approaches and guidelines to fulfill the housing requirements of the USA. The HUD's program assists low-income seniors and their families with mortgage insurance benefits to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are offered to elderly receiving long-term care. Older adults can cover the cost for retirement living services through the LTCI provisions that the typical insurance does not cover. According to the 2020 statistics from the Administration for Community Living, about 70% of older adults over 65 will need LTCI protection in the years to come. This includes help with ADLs, costs of chronic health diseases, having a disability, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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