10 Independent Living Facilities in Mecklenburg County, NC
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 10 independent living communities in the Mecklenburg County area. If you’re looking for right independent living in Mecklenburg County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Mecklenburg County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Mecklenburg County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Mecklenburg County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Mocksville, Concord, Gastonia, Mooresville, Charlotte.
See The Best Independent Living Facilities around Mecklenburg County
Cost of Independent Living in Mecklenburg County, NC
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Mecklenburg County is $3437 per month, which is 17% than the North carolina average of $3118. And if compared to the national monthly average of $2795, Mecklenburg County retirement community cost is 4,157
What Are Alternate to Independent Living Senior Care Options in Mecklenburg County, NC?
Elderly residents in Mecklenburg County have different care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Mecklenburg County, there are various options to choose from. At the same time there are nursing homes in Mecklenburg County, memory care in Mecklenburg County, and home care in Mecklenburg County - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Mecklenburg County, NC
Medicare does not immediately pay for living in independent living residences. But a person may need medical care for a brief period while staying there. Medicare may pay for that if the seniors meet the qualifications. Nevertheless, older adults will receive typical Medicare payments like doctor’s visits, hospital stays, and others. Qualified seniors in retirement communities can also use their Medicaid and Veteran benefits. It will help diminish some validated medical fees even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to cover for independent living costs. Another option for many seniors to afford for their independent living residence is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds help elderly individuals pay for retirement services and receive disability benefits. A certain amount is transferred in social security accounts. You get them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to finance benefits you receive during old age.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department develops plans and guidelines to fulfill the housing needs of the USA. The HUD's program helps low-income seniors and their families with mortgage insurance protection to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are available to older adults receiving long-term care. Elderly can cover the cost for retirement residential services through the LTCI provisions that the typical insurance does not include. In regards to the 2020 data from the Administration for Community Living, about 70% of elderly over 65 will require LTCI benefits in the upcoming years. This includes help with ADLs, costs of chronic health diseases, having a disability, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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