8 Independent Living Facilities in Harnett County, NC
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 8 independent living communities in the Harnett County area. If you’re looking for right independent living in Harnett County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Harnett County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Harnett County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Harnett County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Chapel Hill, Smithfield, Raleigh, Durham.
See The Best Independent Living Facilities around Harnett County
Cost of Independent Living in Harnett County, NC
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Harnett County is $2395 per month, which is 42% than the North carolina average of $3118. And if compared to the national monthly average of $2795, Harnett County retirement community cost is 4,157
What Are Alternate to Independent Living Senior Care Options in Harnett County, NC?
Elderly individuals in Harnett County have wide range of care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Harnett County, there are alternative options to choose from. Similarly there are nursing homes in Harnett County, memory care in Harnett County, and home care in Harnett County - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Harnett County, NC
Medicare does not immediately cover living in independent living communities. But an individual may need medical care for a limited duration while living there. Medicare could reimburse for that if the older adults meet the qualifications. Nonetheless, seniors will receive regular Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement homes can also use their Medicaid and Veteran entitlements. It will help offset some authorized medical costs even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Several seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to pay for independent living expenses. A different choice for many older adults to finance for their independent living residence is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds support seniors finance for retirement services and get disability compensation. A particular amount is transferred in social security accounts. You receive them paid when you need long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department establishes strategies and policies to fulfill the housing requirements of the USA. The HUD's program assists low-income elderly individuals and their families with mortgage insurance benefits to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are offered to older adults receiving long-term care. Older adults can finance for retirement residential services through the LTCI allowances that the typical insurance does not insure. Based on the 2020 data from the Administration for Community Living, about 70% of elderly over 65 will need LTCI coverage in the upcoming years. This includes assistance with ADLs, costs of chronic health conditions, having a disability, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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