12 Independent Living Facilities in Catawba County, NC
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 12 independent living communities in the Catawba County area. If you’re looking for right independent living in Catawba County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Catawba County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Catawba County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Catawba County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Mocksville, Concord, Forest City, Gastonia, Mooresville, Charlotte.
See The Best Independent Living Facilities around Catawba County
Cost of Independent Living in Catawba County, NC
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Catawba County is $3188 per month, which is 23% than the North carolina average of $3118. And if compared to the national monthly average of $2795, Catawba County retirement community cost is 4,157
What Are Alternate to Independent Living Senior Care Options in Catawba County, NC?
Seniors in Catawba County have wide range of care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Catawba County, there are alternative options to choose from. At the same time there are nursing homes in Catawba County, memory care in Catawba County, and home care in Catawba County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Catawba County, NC
Medicare does not instantly pay for living in independent living residences. But someone may demand medical care for a brief duration while staying there. Medicare could reimburse for that if the seniors meet the qualifications. Nevertheless, elderly individuals will get standard Medicare payments like doctor’s visits, hospital stays, and others. Eligible seniors in retirement facilities can also use their Medicaid and Veteran benefits. It will help diminish some authorized medical fees even if independent living employees execute them.
Finance Independent Living with Additional Schemes
A few older adults can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to cover for independent living expenses. A different choice for many older adults to pay for their independent living accommodation is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds assist elderly individuals finance for retirement services and get disability compensation. A certain amount is credited in social security accounts. You get them paid when you require long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to pay for benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department develops strategies and policies to address the housing requirements of the USA. The HUD's program assists low-income elderly individuals and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are offered to older adults receiving long-term care. Elderly can finance for retirement residential services through the LTCI provisions that the typical insurance does not cover. In regards to the 2020 data from the Administration for Community Living, about 70% of older adults over 65 will need LTCI benefits in the future. This includes help with ADLs, costs of chronic health conditions, being disabled, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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