11 Independent Living Facilities in Cabarrus County, NC
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 11 independent living communities in the Cabarrus County area. If you’re looking for right independent living in Cabarrus County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Cabarrus County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Cabarrus County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Cabarrus County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Mocksville, Winston Salem, Concord, Gastonia, Mooresville, Charlotte.
See The Best Independent Living Facilities around Cabarrus County
Cost of Independent Living in Cabarrus County, NC
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Cabarrus County is $3437 per month, which is 17% than the North carolina average of $3118. And if compared to the national monthly average of $2795, Cabarrus County retirement community cost is 4,157
What Are Alternate to Independent Living Senior Care Options in Cabarrus County, NC?
Elderly individuals in Cabarrus County have wide range of care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Cabarrus County, there are alternative options to choose from. Similarly there are nursing homes in Cabarrus County, memory care in Cabarrus County, and home care in Cabarrus County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Cabarrus County, NC
Medicare does not directly compensate for living in independent living residences. But someone may need medical care for a brief period while staying there. Medicare could reimburse for that if the older adults meet the eligibility requirements. However, older adults will receive regular Medicare coverage like doctor’s visits, hospital stays, and others. Eligible seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help reduce some approved medical expenses even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to pay for independent living expenses. An alternative for many older adults to finance for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds help older adults cover for retirement services and obtain disability payments. A particular amount is transferred in social security accounts. You receive them paid when you need long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during old age.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department establishes approaches and regulations to meet the housing needs of the USA. The HUD's program supports low-income elderly individuals and their families with mortgage insurance coverage to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are provided to elderly receiving long-term care. Seniors can pay for retirement residential services through the LTCI provisions that the standard insurance does not insure. In regards to the 2020 data from the Administration for Community Living, about 70% of elderly over 65 will need LTCI benefits in the future. This includes assistance with ADLs, costs of chronic health diseases, being disabled, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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