6 Independent Living Facilities in Bay Shore, NY
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 6 independent living communities in the Bay Shore area. If you’re looking for right independent living in Bay Shore, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Bay Shore. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Bay Shore.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Bay Shore, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Centereach, East Northport, Lake Grove, Massapequa, Ronkonkoma, Sayville.
See The Best Independent Living Facilities around Bay Shore
Cost of Independent Living in Bay Shore, NY
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Bay Shore is $5213 per month, which is 4% than the New york average of $4071. And if compared to the national monthly average of $2795, Bay Shore retirement community cost is 5,428
What Are Alternate to Independent Living Senior Care Options in Bay Shore, NY?
Elderly individuals in Bay Shore have wide range of care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Bay Shore, there are different options to choose from. At the same time there are nursing homes in Bay Shore, memory care in Bay Shore, and home care in Bay Shore - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Bay Shore, NY
Medicare does not instantly compensate for living in independent living residences. But someone may need medical care for a brief duration while staying there. Medicare could reimburse for that if the older adults meet the qualifications. Nevertheless, older adults will obtain typical Medicare payments like doctor’s visits, hospital stays, and others. Entitled seniors in retirement communities can also use their Medicaid and Veteran benefits. It will help reduce some approved medical expenses even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Several seniors can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to cover for independent living expenditures. Another option for many older adults to finance for their independent living residence is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds support elderly individuals cover for retirement services and receive disability benefits. A particular amount is deposited in social security accounts. You receive them paid when you require long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to cover benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department creates strategies and policies to fulfill the housing needs of the USA. The HUD's program assists low-income elderly individuals and their families with mortgage insurance benefits to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are offered to elderly receiving long-term care. Older adults can pay for retirement living services through the LTCI benefits that the standard insurance does not insure. According to the 2020 statistics from the Administration for Community Living, about 70% of seniors over 65 will need LTCI benefits in the upcoming years. This includes aid with ADLs, costs of chronic health conditions, having a disability, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
