12 Independent Living Facilities in Clifton, NJ
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 12 independent living communities in the Clifton area. If you’re looking for right independent living in Clifton, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Clifton. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Clifton.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Clifton, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Cranford, Waldwick, West Milford, Cresskill, Norwood, Teaneck, New York, Ossining, Yonkers, New City, Brooklyn.
See The Best Independent Living Facilities around Clifton
Cost of Independent Living in Clifton, NJ
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Clifton is $5213 per month, which is 18% than the New jersey average of $4760. And if compared to the national monthly average of $2795, Clifton retirement community cost is 6,346
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Weather and Climate in Clifton
Seasonal Temperatures: Clifton has a typical summer high of 85°F and a winter low of 21°F. And the yearly rainfall here is about 49 inches, while the snowfall is around 25 inch(es) on average.
Air Quality: The Average air quality index rating is usually 43, which is lower than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Clifton for Elderly People
The health index of 95 indicates resourceful quality of healthcare services available for seniors, This index is higher than than the state average of 88.4. The Clifton hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Clifton for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Clifton, NJ?
Elderly individuals in Clifton have various care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Clifton, there are different options to choose from. Similarly there are nursing homes in Clifton, memory care in Clifton, and home care in Clifton - all of them are also the options you can look for.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Clifton, NJ
Medicare does not immediately compensate for living in independent living residences. But someone may need medical care for a limited duration while staying there. Medicare may pay for that if the seniors meet the eligibility requirements. Nonetheless, older adults will obtain regular Medicare coverage like doctor’s visits, hospital stays, and others. Eligible seniors in retirement communities can also use their Medicaid and Veteran entitlements. It will help reduce some validated medical expenses even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
A few seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to settle for independent living costs. An alternative for many older adults to finance for their independent living facility is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds support elderly individuals cover for retirement services and receive disability compensation. A certain amount is deposited in social security accounts. You get them paid when you demand long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to cover benefits you receive during old age.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department develops strategies and regulations to fulfill the housing needs of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance benefits to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are available to older adults receiving long-term care. Seniors can finance for retirement community services through the LTCI provisions that the standard insurance does not cover. In regards to the 2020 figures from the Administration for Community Living, about 70% of older adults over 65 will require LTCI benefits in the years to come. This includes assistance with ADLs, costs of chronic health diseases, being disabled, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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