23 Independent Living Facilities in Atlantic County, NJ
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 23 independent living communities in the Atlantic County area. If you’re looking for right independent living in Atlantic County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Atlantic County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Atlantic County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Atlantic County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Neptune, Cherry Hill, Glassboro, Voorhees, Manahawkin, Sewell, Robbinsville, Newtown, Abington, Philadelphia, Hatboro, Havertown, Wyncote, Gwynedd.
See The Best Independent Living Facilities around Atlantic County
Cost of Independent Living in Atlantic County, NJ
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Atlantic County is $3900 per month, which is 39% than the New jersey average of $4760. And if compared to the national monthly average of $2795, Atlantic County retirement community cost is 6,346
What Are Alternate to Independent Living Senior Care Options in Atlantic County, NJ?
Elderly residents in Atlantic County have multiple care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Atlantic County, there are different options to choose from. Likewise there are nursing homes in Atlantic County, memory care in Atlantic County, and home care in Atlantic County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Atlantic County, NJ
Medicare does not instantly compensate for living in independent living communities. But someone may need medical care for a short period while living there. Medicare might cover for that if the elderly individuals meet the qualifications. However, older adults will receive typical Medicare payments like doctor’s visits, hospital stays, and others. Entitled seniors in retirement communities can also use their Medicaid and Veteran entitlements. It will help reduce some validated medical fees even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to pay for independent living expenditures. An alternative for many elderly individuals to pay for their independent living residence is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds help elderly individuals pay for retirement services and obtain disability payments. A particular amount is credited in social security accounts. You get them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during old age.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department develops strategies and regulations to address the housing needs of the USA. The HUD's program assists low-income elderly individuals and their families with mortgage insurance coverage to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are offered to elderly receiving long-term care. Older adults can finance for retirement living services through the LTCI allowances that the regular insurance does not cover. Based on the 2020 figures from the Administration for Community Living, about 70% of seniors over 65 will require LTCI coverage in the years to come. This includes help with ADLs, costs of chronic health conditions, being disabled, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
