37 Independent Living Facilities in Romulus, MI
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 37 independent living communities in the Romulus area. If you’re looking for right independent living in Romulus, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Romulus. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Romulus.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Romulus, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Hazel Park, Southfield, Royal Oak, Belleville, Dearborn, Dearborn Heights, Livonia, New Hudson, Northville, Plymouth, South Lyon, Taylor, Westland, Canton, Riverview, Southgate, Farmington.
See The Best Independent Living Facilities around Romulus
Cost of Independent Living in Romulus, MI
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Romulus is $3469 per month, which is 15% than the Michigan average of $3053. And if compared to the national monthly average of $2795, Romulus retirement community cost is 4,071
What Are Alternate to Independent Living Senior Care Options in Romulus, MI?
Elderly individuals in Romulus have wide range of care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Romulus, there are alternative options to choose from. Similarly there are nursing homes in Romulus, memory care in Romulus, and home care in Romulus - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Romulus, MI
Medicare does not immediately pay for living in independent living facilities. But someone may require medical care for a limited time while residing there. Medicare might cover for that if the elderly individuals meet the eligibility requirements. Nonetheless, older adults will get typical Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement homes can also use their Medicaid and Veteran benefits. It will help diminish some approved medical costs even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few elderly individuals can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to settle for independent living expenses. A different choice for many elderly individuals to afford for their independent living facility is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds help seniors finance for retirement services and receive disability payments. A certain amount is deposited in social security accounts. You receive them paid when you need long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to pay for benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department establishes approaches and guidelines to address the housing needs of the USA. The HUD's program helps low-income older adults and their families with mortgage insurance protection to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are provided to elderly receiving long-term care. Older adults can pay for retirement residential services through the LTCI allowances that the regular insurance does not insure. According to the 2020 figures from the Administration for Community Living, about 70% of older adults over 65 will need LTCI coverage in the years to come. This includes help with ADLs, costs of chronic health ailments, having a disability, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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