47 Independent Living Facilities in Pontiac, MI
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 47 independent living communities in the Pontiac area. If you’re looking for right independent living in Pontiac, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Pontiac. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Pontiac.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Pontiac, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Troy, Birmingham, Hazel Park, Southfield, Royal Oak, Warren, Livonia, Northville, Plymouth, Detroit, Bloomfield Hills, Rochester, Sterling Heights, Farmington.
See The Best Independent Living Facilities around Pontiac
Cost of Independent Living in Pontiac, MI
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Pontiac is $3469 per month, which is 15% than the Michigan average of $3053. And if compared to the national monthly average of $2795, Pontiac retirement community cost is 4,071
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Weather and Climate in Pontiac
Seasonal Temperatures: Pontiac has a typical summer high of 81°F and a winter low of 16°F. And the yearly rainfall here is about 32 inches, while the snowfall is around 35 inch(es) on average.
Air Quality: The Average air quality index rating is usually 60, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Pontiac for Elderly People
The health index of 81.4 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 86. The Pontiac hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Pontiac for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Pontiac, MI?
Elderly individuals in Pontiac have several care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Pontiac, there are different options to choose from. Likewise there are nursing homes in Pontiac, memory care in Pontiac, and home care in Pontiac - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Pontiac, MI
Medicare does not instantly cover living in independent living facilities. But a person may demand medical care for a limited period while staying there. Medicare might cover for that if the elderly individuals meet the qualifications. Nonetheless, older adults will receive standard Medicare coverage like doctor’s visits, hospital stays, and others. Eligible seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help offset some validated medical fees even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to settle for independent living expenses. A different choice for many elderly individuals to pay for their independent living accommodation is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds assist elderly individuals cover for retirement services and get disability benefits. A particular amount is transferred in social security accounts. You receive them paid when you need long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to finance benefits you receive during retirement.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department develops approaches and policies to address the housing requirements of the USA. The HUD's program helps low-income elderly individuals and their families with mortgage insurance protection to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are available to seniors receiving long-term care. Older adults can cover the cost for retirement community services through the LTCI provisions that the regular insurance does not include. Based on the 2020 figures from the Administration for Community Living, about 70% of elderly over 65 will need LTCI protection in the years to come. This includes assistance with ADLs, costs of chronic health conditions, having a disability, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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