18 Independent Living Facilities in Ingham County, MI
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 18 independent living communities in the Ingham County area. If you’re looking for right independent living in Ingham County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Ingham County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Ingham County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Ingham County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Ann Arbor, Brighton, Saline, Flint, Dewitt, East Lansing, Grand Ledge, Howell, Williamston, Lansing, Jackson.
See The Best Independent Living Facilities around Ingham County
Cost of Independent Living in Ingham County, MI
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Ingham County is $3000 per month, which is 26% than the Michigan average of $3053. And if compared to the national monthly average of $2795, Ingham County retirement community cost is 4,071
What Are Alternate to Independent Living Senior Care Options in Ingham County, MI?
Elderly residents in Ingham County have different care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Ingham County, there are various options to choose from. At the same time there are nursing homes in Ingham County, memory care in Ingham County, and home care in Ingham County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Ingham County, MI
Medicare does not immediately cover living in independent living residences. But a person may need medical care for a short duration while residing there. Medicare may pay for that if the older adults meet the qualifications. However, elderly individuals will get standard Medicare coverage like doctor’s visits, hospital stays, and others. Eligible seniors in retirement communities can also use their Medicaid and Veteran advantages. It will help offset some validated medical costs even if independent living employees perform them.
Finance Independent Living with Additional Schemes
Some elderly individuals can use Social Security funds, HUD support, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to cover for independent living expenses. An alternative for many older adults to pay for their independent living facility is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds support elderly individuals finance for retirement services and obtain disability compensation. A specific amount is transferred in social security accounts. You get them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to cover benefits you receive during old age.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department creates approaches and policies to address the housing requirements of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance benefits to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are available to seniors receiving long-term care. Older adults can pay for retirement community services through the LTCI benefits that the standard insurance does not include. In regards to the 2020 statistics from the Administration for Community Living, about 70% of elderly over 65 will benefit from LTCI benefits in the future. This includes aid with ADLs, costs of chronic health ailments, having a disability, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
