34 Independent Living Facilities in Grosse Pointe, MI
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 34 independent living communities in the Grosse Pointe area. If you’re looking for right independent living in Grosse Pointe, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Grosse Pointe. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Grosse Pointe.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Grosse Pointe, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Troy, Hazel Park, Clinton Township, New Baltimore, Roseville, Royal Oak, Saint Clair Shores, Warren, Riverview, Southgate, Detroit, Rochester, Sterling Heights.
See The Best Independent Living Facilities around Grosse Pointe
Cost of Independent Living in Grosse Pointe, MI
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Grosse Pointe is $3469 per month, which is 15% than the Michigan average of $3053. And if compared to the national monthly average of $2795, Grosse Pointe retirement community cost is 4,071
What Are Alternate to Independent Living Senior Care Options in Grosse Pointe, MI?
Retired individuals in Grosse Pointe have wide range of care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Grosse Pointe, there are alternative options to choose from. At the same time there are nursing homes in Grosse Pointe, memory care in Grosse Pointe, and home care in Grosse Pointe - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Grosse Pointe, MI
Medicare does not instantly compensate for living in independent living communities. But someone may need medical care for a brief time while staying there. Medicare might cover for that if the older adults meet the qualifications. Nonetheless, elderly individuals will get regular Medicare benefits like doctor’s visits, hospital stays, and others. Qualified seniors in retirement homes can also use their Medicaid and Veteran benefits. It will help offset some validated medical fees even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Several older adults can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, private retirement income, or long-term care insurance to cover for independent living costs. Another option for many elderly individuals to finance for their independent living accommodation is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds assist seniors pay for retirement services and receive disability compensation. A specific amount is deposited in social security accounts. You receive them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to cover benefits you receive during old age.
HUD Program
HUD is a scheme operated by the Department of Housing and Urban Development (HUD). This department establishes strategies and policies to address the housing demands of the USA. The HUD's program assists low-income seniors and their families with mortgage insurance coverage to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI coverage are provided to seniors receiving long-term care. Older adults can pay for retirement community services through the LTCI benefits that the standard insurance does not insure. In regards to the 2020 figures from the Administration for Community Living, about 70% of older adults over 65 will need LTCI coverage in the upcoming years. This includes aid with ADLs, costs of chronic health ailments, having a disability, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
