2 Independent Living Facilities in South Portland, ME
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 2 independent living communities in the South Portland area. If you’re looking for right independent living in South Portland, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in South Portland. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in South Portland.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in South Portland, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Kennebunk.
See The Best Independent Living Facilities around South Portland
Cost of Independent Living in South Portland, ME
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in South Portland is $4950 per month, which is 8% than the Maine average of $4026. And if compared to the national monthly average of $2795, South Portland retirement community cost is 5,369
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Weather and Climate in South Portland
Seasonal Temperatures: South Portland has a typical summer high of 78°F and a winter low of 11°F. And the yearly rainfall here is about 49 inches, while the snowfall is around 56 inch(es) on average.
Air Quality: The Average air quality index rating is usually 70, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in South Portland for Elderly People
The health index of 94.8 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 100.1. The South Portland hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in South Portland for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in South Portland, ME?
Seniors in South Portland have various care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in South Portland, there are different options to choose from. Similarly there are nursing homes in South Portland, memory care in South Portland, and home care in South Portland - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in South Portland, ME
Medicare does not immediately cover living in independent living facilities. But an individual may require medical care for a limited duration while residing there. Medicare may pay for that if the older adults meet the qualifications. However, elderly individuals will obtain typical Medicare coverage like doctor’s visits, hospital stays, and others. Eligible seniors in retirement homes can also use their Medicaid and Veteran advantages. It will help offset some authorized medical fees even if independent living employees execute them.
Finance Independent Living with Additional Schemes
A few seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, individual retirement income, or long-term care insurance to cover for independent living expenditures. Another option for many older adults to afford for their independent living accommodation is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds support older adults pay for retirement services and obtain disability payments. A specific amount is credited in social security accounts. You get them paid when you need long-term care after retirement. You can get support from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can employ these funds only to cover benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department establishes approaches and guidelines to address the housing requirements of the USA. The HUD's program assists low-income seniors and their families with mortgage insurance coverage to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are provided to elderly receiving long-term care. Elderly can cover the cost for retirement residential services through the LTCI allowances that the standard insurance does not insure. In regards to the 2020 data from the Administration for Community Living, about 70% of older adults over 65 will benefit from LTCI protection in the years to come. This includes assistance with ADLs, costs of chronic health ailments, disabilities, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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