Independent Living Facilities in Kennebec County, ME
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are independent living communities in the Kennebec County area. If you’re looking for right independent living in Kennebec County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Kennebec County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Kennebec County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Kennebec County, call +(877) 409-0666 or get in touch through info@boomershub.com.
See The Best Independent Living Facilities around Kennebec County
Cost of Independent Living in Kennebec County, ME
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Kennebec County is $4039 per month, which is 25% than the Maine average of $4026. And if compared to the national monthly average of $2795, Kennebec County retirement community cost is 5,369
What Are Alternate to Independent Living Senior Care Options in Kennebec County, ME?
Seniors in Kennebec County have several care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Kennebec County, there are alternative options to choose from. Likewise there are nursing homes in Kennebec County, memory care in Kennebec County, and home care in Kennebec County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Kennebec County, ME
Medicare does not instantly cover living in independent living facilities. But an individual may require medical care for a brief time while living there. Medicare may pay for that if the elderly individuals meet the eligibility requirements. However, elderly individuals will get typical Medicare coverage like doctor’s visits, hospital stays, and others. Eligible seniors in retirement communities can also use their Medicaid and Veteran advantages. It will help reduce some authorized medical expenses even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few seniors can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to pay for independent living costs. An alternative for many elderly individuals to pay for their independent living residence is to rent out or sell their residences that they will no longer need.
Social Security Funds
The social security funds assist older adults finance for retirement services and get disability benefits. A specific amount is transferred in social security accounts. You get them paid when you require long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can use these funds only to pay for benefits you receive during senior years.
HUD Program
HUD is a program operated by the Department of Housing and Urban Development (HUD). This department establishes plans and regulations to meet the housing needs of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance coverage to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are available to elderly receiving long-term care. Seniors can pay for retirement living services through the LTCI provisions that the standard insurance does not cover. According to the 2020 data from the Administration for Community Living, about 70% of older adults over 65 will benefit from LTCI benefits in the upcoming years. This includes aid with ADLs, costs of chronic health diseases, disabilities, and long-term condition like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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