15 Independent Living Facilities in Kenton County, KY
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 15 independent living communities in the Kenton County area. If you’re looking for right independent living in Kenton County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Kenton County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Kenton County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Kenton County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Covington, Ft Mitchell, Fairfield, Monroe, West Chester, Loveland, Milford, Cincinnati.
See The Best Independent Living Facilities around Kenton County
Cost of Independent Living in Kenton County, KY
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Kenton County is $3184 per month, which is 17% than the Kentucky average of $2885. And if compared to the national monthly average of $2795, Kenton County retirement community cost is 3,846
What Are Alternate to Independent Living Senior Care Options in Kenton County, KY?
Elderly residents in Kenton County have various care options besides independent living, depending on their care level and medical conditions. If you are looking for assisted living in Kenton County, there are various options to choose from. Similarly there are nursing homes in Kenton County, memory care in Kenton County, and home care in Kenton County - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Kenton County, KY
Medicare does not immediately compensate for living in independent living communities. But an individual may demand medical care for a brief period while living there. Medicare may pay for that if the seniors meet the qualifications. However, elderly individuals will receive standard Medicare benefits like doctor’s visits, hospital stays, and others. Eligible seniors in retirement facilities can also use their Medicaid and Veteran advantages. It will help diminish some authorized medical costs even if independent living employees execute them.
Finance Independent Living with Additional Schemes
Several elderly individuals can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to settle for independent living expenditures. A different choice for many older adults to afford for their independent living accommodation is to rent out or sell their residences that they will not use anymore.
Social Security Funds
The social security funds support seniors pay for retirement services and receive disability compensation. A certain amount is credited in social security accounts. You get them paid when you need long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to finance benefits you receive during retirement.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department establishes plans and guidelines to meet the housing requirements of the USA. The HUD's program supports low-income older adults and their families with mortgage insurance coverage to own their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are available to older adults receiving long-term care. Elderly can pay for retirement community services through the LTCI provisions that the typical insurance does not cover. According to the 2020 figures from the Administration for Community Living, about 70% of elderly over 65 will require LTCI protection in the years to come. This includes help with ADLs, costs of chronic health ailments, disabilities, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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