3 Independent Living Facilities in Clive, IA
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 3 independent living communities in the Clive area. If you’re looking for right independent living in Clive, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Clive. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Clive.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Clive, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Ankeny, Norwalk, Des Moines.
See The Best Independent Living Facilities around Clive
Cost of Independent Living in Clive, IA
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Clive is $3263 per month, which is 22% than the Iowa average of $3118. And if compared to the national monthly average of $2795, Clive retirement community cost is 4,158
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Weather and Climate in Clive
Seasonal Temperatures: Clive has a typical summer high of 86°F and a winter low of 13°F. And the yearly rainfall here is about 36 inches, while the snowfall is around 34 inch(es) on average.
Air Quality: The Average air quality index rating is usually 69, which is higher than the national average of 58.The index rating at or below 100 is considered satisfactory.
Hospital Services in Clive for Elderly People
The health index of 114.8 indicates resourceful quality of healthcare services available for seniors, This index is lower than than the state average of 121.5. The Clive hospitals cater their services to meet treatment requirements of seniors and people of all ages. Therefore, you can rest assured of getting the best possible care in Clive for any common or chronic health condition.
What Are Alternate to Independent Living Senior Care Options in Clive, IA?
Retired individuals in Clive have various care options besides independent living, depending on their care level and medical circumstances. If you are looking for assisted living in Clive, there are various options to choose from. Likewise there are nursing homes in Clive, memory care in Clive, and home care in Clive - all of them are also the options you can discover.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Clive, IA
Medicare does not instantly pay for living in independent living facilities. But an individual may demand medical care for a short time while staying there. Medicare could reimburse for that if the seniors meet the eligibility requirements. However, older adults will get regular Medicare benefits like doctor’s visits, hospital stays, and others. Qualified seniors in retirement communities can also use their Medicaid and Veteran entitlements. It will help reduce some authorized medical fees even if independent living employees carry out them.
Finance Independent Living with Additional Schemes
Some seniors can use Social Security funds, HUD aid, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to settle for independent living costs. An alternative for many elderly individuals to afford for their independent living residence is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds help elderly individuals finance for retirement services and obtain disability benefits. A specific amount is credited in social security accounts. You receive them paid when you require long-term care after retirement. You can get benefits from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to finance benefits you receive during retirement.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department develops approaches and regulations to address the housing needs of the USA. The HUD's program assists low-income older adults and their families with mortgage insurance protection to possess their houses.
Long-Term Care Insurance (LTCI)
The LTCI services are provided to elderly receiving long-term care. Seniors can cover the cost for retirement community services through the LTCI benefits that the standard insurance does not insure. Based on the 2020 figures from the Administration for Community Living, about 70% of elderly over 65 will require LTCI benefits in the future. This includes assistance with ADLs, costs of chronic health conditions, being disabled, and long-term disorder like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
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