25 Independent Living Facilities in Dekalb County, IL
The independent-living program offers seniors comfort while preserving their independence. Seniors who don’t need help in activities of daily living (ADLs), and like to participate in social activities, can benefit from an independent living community. Meals, housekeeping, laundry, and enjoyable activities are usually provided to seniors in an independent living complex. The community care professionals and staff can aid with transportation, cleaning, and medication management on request.
Complete Guide to Independent Living
There are 25 independent living communities in the Dekalb County area. If you’re looking for right independent living in Dekalb County, our local senior advisors can help you every step of the way. From affordable choices for seniors to luxury options, we’ll work with you to understand the cost of independent living in Dekalb County. Then we’ll show you the best independent living communities suitable for your lifestyle, interests, and budget in Dekalb County.
Explore our listings to compare the amenities, floor plans, and services available at each residence. To speak with one of our Family Advisors about independent living options and costs in Dekalb County, call +(877) 409-0666 or get in touch through info@boomershub.com.
You may also take into consideration Independent Living facilities in nearby cities like: Alpharetta, Marietta, Suwanee, Decatur, Lawrenceville, Roswell, Duluth, Austell, Jasper, Kennesaw, Woodstock, Fayetteville, Peachtree City, Atlanta, Gainesville, Buford.
See The Best Independent Living Facilities around Dekalb County
Cost of Independent Living in Dekalb County, IL
The annual cost of independent living communities across the USA can range from $12,000 to $42,000. The cost variations depend on the amenities, home size, and cost of living in the area. The average cost of senior independent living in Dekalb County is $3555 per month, which is 17% than the Illinois average of $3214. And if compared to the national monthly average of $2795, Dekalb County retirement community cost is 4,285
What Are Alternate to Independent Living Senior Care Options in Dekalb County, IL?
Senior citizens in Dekalb County have multiple care options besides independent living, depending on their care level and medical situation. If you are looking for assisted living in Dekalb County, there are alternative options to choose from. Similarly there are nursing homes in Dekalb County, memory care in Dekalb County, and home care in Dekalb County - all of them are also the options you can explore.
Would you like to get to know more about other care options? Read this article – Independent living alternatives.
Independent Living Financial Assistance for Seniors in Dekalb County, IL
Medicare does not directly compensate for living in independent living communities. But someone may require medical care for a limited duration while staying there. Medicare may pay for that if the seniors meet the qualifications. However, older adults will obtain regular Medicare benefits like doctor’s visits, hospital stays, and others. Entitled seniors in retirement homes can also use their Medicaid and Veteran benefits. It will help diminish some approved medical fees even if independent living employees perform them.
Finance Independent Living with Additional Schemes
A few seniors can use Social Security funds, HUD assistance, Supplemental Security Income (SSI) payments, personal retirement income, or long-term care insurance to pay for independent living expenditures. An alternative for many seniors to afford for their independent living facility is to rent out or sell their residences that they will not require.
Social Security Funds
The social security funds assist elderly individuals cover for retirement services and obtain disability benefits. A specific amount is credited in social security accounts. You get them paid when you need long-term care after retirement. You can get coverage from 2 types of funds. The first one is the Old-Age Survivors Insurance (OASI), and the second is the Disability Insurance (DI) Trust Fund. You can utilize these funds only to finance benefits you receive during retirement.
HUD Program
HUD is a initiative operated by the Department of Housing and Urban Development (HUD). This department develops strategies and regulations to meet the housing requirements of the USA. The HUD's program supports low-income elderly individuals and their families with mortgage insurance coverage to acquire their houses.
Long-Term Care Insurance (LTCI)
The LTCI policy are offered to elderly receiving long-term care. Seniors can pay for retirement residential services through the LTCI allowances that the standard insurance does not include. In regards to the 2020 statistics from the Administration for Community Living, about 70% of elderly over 65 will benefit from LTCI protection in the upcoming years. This includes assistance with ADLs, costs of chronic health diseases, disabilities, and long-term illness like dementia.
Would you like to have broader knowledge about independent living financial assistance? Please read this article – How to pay for independent living?
Free consultation with our certified, senior advisors
